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Hi Gurus

Few questions:

1) I currently own a 4A HDB and the MOP is going to only finish come next year. I am keen in the BTO flats which came out for NOV 12. Do you think i can apply as I am not sure if I can or not since I own a HDb and its still under loan. I

2) want to sell my hdb before the market crashes..do u think it will in 2013 or should i keep it?

3) Or do you think i should wait for next year's BTO and hopefully something nice will come up?

Tnx!
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2 Answers

Mike Lim
Replied
Afternoon Diamond,

1) Whether you are eligible for BTO would depend on your citizenship, income status and your financial holdings. As you are aware, BTO are meant more for SC + SC or SC + PR family and income cannot exceed $10k. You also need to prepare enough to support the deposit.

2 + 3) Why makes you think that Singapore property market will crash next year? Over-supply and under-demand? Or are you expecting the China, Japan, US or EU to collapse? If you are rushing yourself to purchase something which you don't like because you want to beat the market, I would prefer you to hold it up and purchase better units when times comes.

Regards
Mike Lim
 96929209 
ERA Read More
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Landon Chew
Replied
Hi, hopefully you managed to get your doubt or query answered. If, so then congrats! Hopefully you are doing well now.

If you are currently or planning to find a property agent, I can assist.

If you are interested in prices of houses in your neighbourhood, you may visit this website to find out more or contact me .

https://www.era.com.sg/R064892F

If you are currently planning to go on a property journey selling/buying/renting/investing, I can be of assistance. Do feel free to reach out to me for more queries and assistance.

Landon Chew
97 39 60 40
landonchew@email.com Read More
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