Property & Real Estate Discussions on Home Financing

3432 Results Found in Home Financing

Anonymous in Home Financing

asked on 26 May 2025

Will our home bank loan (for HDB) be approved if I am on DRS and my husband is not (no loans, good credit score etc.)? -HFE approved -loan to be serviced using CPF

0 • 25 views 8 Answers

Anonymous in Home Financing

asked on 9 May 2025

i am 41 years old with 350k in cash, 320k in stocks, 250k in OA with no liabilities. is it possible for me to get a property loan, if yes, how much can i get for the mortgage and what would be the maximum property price i can go for?

0 • 23 views 9 Answers

Anonymous in Home Financing

asked on 7 May 2025

Can I check if my husband pays $38,000 for buyer’s stamp duty for a resale EC. Upon selling, can he claim the $38,000 of the buyer’s stamp duty in cash from the sales proceeds of the house?

0 • 37 views 11 Answers

Anonymous in Home Financing

asked on 29 Apr 2025

Is PropertyGuru Finance still active for business? I tried to contact my previous Mortgage Expert from PropertyGuru Finance for some home loan advices. There was no replies from him.

0 • 21 views 4 Answers

Anonymous in Home Financing

asked on 23 Apr 2025

Hi consultants I would like to seek your professional advise regarding my current hdb bank loan. I would like to know which is a better option between repricing existing loan with bank at 2.55% or to fully paid off the hdb. Loan is 200k. I...

0 • 27 views 8 Answers

Andy Yik in Home Financing

asked on 23 Apr 2025

I am considering applying for BTO but am not eligible for a loan based on my income. However, I read that there is a show funds method to get a loan? If say I have 500K of cash available that I can temporarily park in a bank account for show...

0 • 32 views 4 Answers

Anonymous in Home Financing

asked on 22 Apr 2025

Hi for HDB properties, what usually is the lowest quantum loan that banks accept? Is there a clear figure like 150k, 100k, or if it depends, what does it depend on?

0 • 28 views 8 Answers

Kelvin Lo in Home Financing

asked on 14 Apr 2025

Hi all Just wanna ask I wanna change my ownership to occupier for my hdb Is it possible Meaning my wife will remain as owner As I am thinking to buy a condo and we don't plan to sell our hdb What are the procedure or calculation for this?...

0 • 48 views 13 Answers

L***@HOTMAIL.COM in Home Financing

asked on 3 Apr 2025

I am looking for the lowest refinancing options.

0 • 32 views 12 Answers

Anonymous in Home Financing

asked on 2 Apr 2025

I would like to know more about refinance. anyone can guide me please. tq

0 • 11 views 10 Answers

Anonymous in Home Financing

asked on 31 Mar 2025

I trying to buy a resale (1981) flat. I am 25 years old and buying with parents. Flat price is 500k. My hdb loan is 150k. This amount is not subjected to prorated LTV as it is below. My concern is can i buy a 1981 flat and use the whole loan?

0 • 33 views 8 Answers

Tan Xander in Home Financing

asked on 30 Mar 2025

I’m planning to buy a 4 room HDB resale flat. I would like to check if it is still possible to get a housing loan from a financial institution with a bad credit score. However, I have a stable and relatively high income (above $8k) with CPF...

0 • 29 views 7 Answers

Anonymous in Home Financing

asked on 28 Mar 2025

I am looking at refinance my condo loan but currently my wife not working. Will the bank do assement of the income again if I want to refinance the existing loan?..

0 • 17 views 6 Answers

STANLEY PHW in Home Financing

asked on 19 Mar 2025

Married couple wish to buy BTO but one of the party under DRS is HDB still available to approve hfe or will reject it?

0 • 48 views 4 Answers

Ms. jacelyn Koh in Home Financing

asked on 18 Mar 2025

Assuming I am purchasing a flat and the purchase price is $800k, downpayment is 25% aka $200k. My husband and I have a combined CPF amount / CPF full refund of $150k, so there’s a topup of $50k required in cash. If we take our second...

0 • 53 views 10 Answers

Anonymous in Home Financing

asked on 12 Mar 2025

HI I received my IPA from the bank, and apart from the max loan amount, it is also stated "Stress test at 4%". What does that mean? Also, it was stated loan tenure at 25 years. If I decide to reduce the loan tenure, will the bank...

0 • 67 views 7 Answers

Anonymous in Home Financing

asked on 12 Mar 2025

I need to get bank approval in principal mortgage loan of 2.9mil (property price 3.9mil), can share with me the banker contact.

0 • 27 views 14 Answers

nicolemes7887@gmail.com in Home Financing

asked on 4 Mar 2025

May i know private property bank loan procedure?

0 • 42 views 11 Answers

aaron wang in Home Financing

asked on 1 Mar 2025

How long does it take to process the money after passing the key to the next owner?

0 • 89 views 13 Answers

a***@gmail.com in Home Financing

asked on 25 Feb 2025

Any banks recommendations, need a bank loan

0 • 53 views 13 Answers

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