Asked by b***@yblinternational.com.my
What is the loan % for property of SGD2m
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4 Answers
Hi,
I would be most glad to assist you further and please feel free to let me know if you need any assistance. Have a good day ahead. By the way, could I refer a mortgage broker to you?
Regards
Aaron Chong
9730 8455
aaronchong2774@yahoo.com.sg Read More
I would be most glad to assist you further and please feel free to let me know if you need any assistance. Have a good day ahead. By the way, could I refer a mortgage broker to you?
Regards
Aaron Chong
9730 8455
aaronchong2774@yahoo.com.sg Read More
Hi Sir/Madam
1. For your first property loan, you are allowed to borrow max 75% of LTV limit
I will suggest to check your in principal approval of your loan from banker.
I can connect you with reputable banker for this, free of charge and no obligation.
2. Based on $2 mill, and assuming loan is 75%
5% Cash = $100,000
20% Cash/CPF = $400,000
BSD (Cash/CPF) = $64,600
ABSD (Cash/CPF) = might apply
Legal fee = $3,000 (estimated)
Please contact me at (65) 96608508 and I can share the breakdown for this calculation including timeline.
3. How many bedrooms are you looking at and which area you prefer?
I have current price list, promo of every projects in Singapore and will be glad to advise you
I will be glad to assist, no agent fee from private property buyer
Appreciate if you can contact me at (65) 96608508
or click here https://bit.ly/WaSilvia to whatsapp me for no obligation discussion
Thank you.
Warmest regards,
Silvia Yang
Senior Marketing Director
ERA Realty Network Pte Ltd
Mobile: (65) 9660 8508
Email: Silviayang8@gmail.com Read More
1. For your first property loan, you are allowed to borrow max 75% of LTV limit
I will suggest to check your in principal approval of your loan from banker.
I can connect you with reputable banker for this, free of charge and no obligation.
2. Based on $2 mill, and assuming loan is 75%
5% Cash = $100,000
20% Cash/CPF = $400,000
BSD (Cash/CPF) = $64,600
ABSD (Cash/CPF) = might apply
Legal fee = $3,000 (estimated)
Please contact me at (65) 96608508 and I can share the breakdown for this calculation including timeline.
3. How many bedrooms are you looking at and which area you prefer?
I have current price list, promo of every projects in Singapore and will be glad to advise you
I will be glad to assist, no agent fee from private property buyer
Appreciate if you can contact me at (65) 96608508
or click here https://bit.ly/WaSilvia to whatsapp me for no obligation discussion
Thank you.
Warmest regards,
Silvia Yang
Senior Marketing Director
ERA Realty Network Pte Ltd
Mobile: (65) 9660 8508
Email: Silviayang8@gmail.com Read More
Hi,
1) The loan percentage is not based on the price of a property. It is based on the number of mortgage loans a person has.
2) If this is the first mortgage a person is applying for, he could get up to a maximum of 75%.
3) If this is the 2nd mortgage a person is applying for, he could get up to a maximum of 45%.
4) The exact amount a person can get is based on a TDSR (Total-Debt-Servicing-Ratio) assessment on his monthly income, age, and debts.
5) Some banks could offer a slightly higher amount but the loan percentage is still around the percentage as in (2) & (3).
6) For a property purchase, do note that the minimum cash component is 5%, the 20% can be using cash and/or CPF.
7) For foreigners who do not own any CPF account will place the 25% down payment in cash.
Hope the above answer your main concerns, but if there are more query, please feel free to contact me at 90110636 , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.
Best regards
Ling CK
90110636
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer
Note:
Any response to our answer does not reach us.
The best way to get a follow-up is to Whatsapp or email us directly. Read More
1) The loan percentage is not based on the price of a property. It is based on the number of mortgage loans a person has.
2) If this is the first mortgage a person is applying for, he could get up to a maximum of 75%.
3) If this is the 2nd mortgage a person is applying for, he could get up to a maximum of 45%.
4) The exact amount a person can get is based on a TDSR (Total-Debt-Servicing-Ratio) assessment on his monthly income, age, and debts.
5) Some banks could offer a slightly higher amount but the loan percentage is still around the percentage as in (2) & (3).
6) For a property purchase, do note that the minimum cash component is 5%, the 20% can be using cash and/or CPF.
7) For foreigners who do not own any CPF account will place the 25% down payment in cash.
Hope the above answer your main concerns, but if there are more query, please feel free to contact me at 90110636 , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.
Best regards
Ling CK
90110636
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer
Note:
Any response to our answer does not reach us.
The best way to get a follow-up is to Whatsapp or email us directly. Read More
1
Hello
Do Whatsapp to HP 8 2 7 9 - 8 3 2 7 to discuess further
I will be glad to assist you in regard to your properties needs
Thank you !
Koh Zhen Hon
ORANGETEE AND TIE PTE LTD
Property Agent Salesperson Licence Number R057810C
Estate Agent Licence Number L3009250K
Estate Agent Singapore Address:
430 Lorong 6 Toa Payoh #01-01
OrangeTee Building Singapore 319402 Read More
Do Whatsapp to HP 8 2 7 9 - 8 3 2 7 to discuess further
I will be glad to assist you in regard to your properties needs
Thank you !
Koh Zhen Hon
ORANGETEE AND TIE PTE LTD
Property Agent Salesperson Licence Number R057810C
Estate Agent Licence Number L3009250K
Estate Agent Singapore Address:
430 Lorong 6 Toa Payoh #01-01
OrangeTee Building Singapore 319402 Read More