Asked by w***@gmail.com
Why is there no light in Zedge's swimming pool?
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4 Answers
Hi, appreciate your sharing. Able to check with MCST office.
Looking forward to assist you at 9696 4398 or email me at stewartlim96964398@gmail.com
Cheers
Stewart-PropNex (Senior Associate Division Director) Read More
Looking forward to assist you at 9696 4398 or email me at stewartlim96964398@gmail.com
Cheers
Stewart-PropNex (Senior Associate Division Director) Read More
ASK THE MCST ,...
34yo, Around $150k Cpf, Monthly Income 7k, Can I Afford Condo Comfortably? If Yes What Is The Price Range?
Posted on: 22 hrs ago
Home Buying
34yo, around $150k cpf, monthly income 7k, can i afford condo comfortably? If yes what is the price range?
14 views
Replied by: Geryl Lim
16 hrs ago
How about your cash component? You will need at least 28% of the purchase price in order to purchase a small condo with existing funds and balance to cover under loan. Meaning if you are purchasing a $1m property, you will need at least $130k in cash on top of your CPF minimally, on top of your loan that you should be able to undertake at estimated amount of $800,000 if you do not have any existing loans or credit facilities.
Replied by: Stewart Lim
7 hrs ago
Hi, appreciate your sharing. able to do a check with banker on your behalf, any preferable location you are looking at ?
Looking forward to assist you at 9696 4398 or email me at stewartlim96964398@gmail.com
Cheers
Stewart-PropNex (Senior Associate Division Director)
Replied by: Mani Subramanian Veeramani
4 hrs ago
Hi there! Thanks for reaching out with your question. Here's a simple breakdown to help you assess your affordability:
- With $150K in CPF and a monthly income of $7K, you're in a good position to start looking at a condo.
- For a rough estimate, you could afford a property around 5 to 6 times your annual income, which puts your range between $700K and $900K.
- With your CPF and some savings, you can cover the 25% down payment required for a private property. This will be around $175K to $225K, depending on the price of the condo.
- Also, remember that there are other costs like stamp duty, legal fees, and renovations to consider.
- A key point is ensuring your monthly mortgage repayments don't exceed 30-35% of your income. With $7K per month, that means roughly $2.1K to $2.5K per month in repayments.
I can help you narrow down suitable condo options within this range and guide you through the purchase process. Feel free to connect!
Thank you!
Family realtor solved 1000+ property problems,
- Mani Subramanian Veeramani
Social Media Tags: /AskRealtorMani @AskRealtorMani #AskRealtorMani
Get 3 proposals, 2 action plans, and a property valuation report now: https://wa.me/6583004411
Connect with the Top 1% Real Estate Voice LinkedIn Singapore: https://www.linkedin.com/in/AskRealtorMani/
PS: Here is the list of Below Market Value Properties & Download my 10 eBooks: https://linktr.ee/AskRealtorMani
Replied by: Ivan Ng
1 hrs ago
Hi
Your cash funds on hand also play a part. For a $1mil property, the downpayment plus stamp duties works out to $277100, of which 5% of purchase price ($50000) needs to be in cash.
Based on info shared, your max loan will be up to $755k, based on 30 year loan, no other loan installments and good credit score.
So a $1mil property looks possible if you have about $128k cash on hand.
Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395 for a more in-depth discussion :)
May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more
Warm Regards,
Ivan Ng Realtor
ERA Senior Marketing Director
ERA Multiple Diamond Award Achiever
SEAA Salesperson Achievement Award (Gold)
SEAA Singapore Accredited Mortgage Planner (SAMP)
ERA Top 11th Achiever in Feb 2024 (Top 1% Company Level)
ERA Top 64th Achiever in March 2024 (Top 1% Company Level)
ERA Top 37th Achiever in Oct 2023 (Top 1% Company Level)
ERA Top 93th Achiever for Full-Year 2020 (Top 1.5% Company Level)
ERA Top 11th Achiever in June 2020 (Top 1% Company Level)
SMU BBM (Finance), Magna Cum Laude
Proactive. Sincerity. Feedback.
Contact: (+65) 97432395
Whatsapp: wa.me/6597432395
Email: Ivanng10@gmail.com
IG: instagram.com/ivanngrealtor
WeChat: ivanng10 Read More
34yo, Around $150k Cpf, Monthly Income 7k, Can I Afford Condo Comfortably? If Yes What Is The Price Range?
Posted on: 22 hrs ago
Home Buying
34yo, around $150k cpf, monthly income 7k, can i afford condo comfortably? If yes what is the price range?
14 views
Replied by: Geryl Lim
16 hrs ago
How about your cash component? You will need at least 28% of the purchase price in order to purchase a small condo with existing funds and balance to cover under loan. Meaning if you are purchasing a $1m property, you will need at least $130k in cash on top of your CPF minimally, on top of your loan that you should be able to undertake at estimated amount of $800,000 if you do not have any existing loans or credit facilities.
Replied by: Stewart Lim
7 hrs ago
Hi, appreciate your sharing. able to do a check with banker on your behalf, any preferable location you are looking at ?
Looking forward to assist you at 9696 4398 or email me at stewartlim96964398@gmail.com
Cheers
Stewart-PropNex (Senior Associate Division Director)
Replied by: Mani Subramanian Veeramani
4 hrs ago
Hi there! Thanks for reaching out with your question. Here's a simple breakdown to help you assess your affordability:
- With $150K in CPF and a monthly income of $7K, you're in a good position to start looking at a condo.
- For a rough estimate, you could afford a property around 5 to 6 times your annual income, which puts your range between $700K and $900K.
- With your CPF and some savings, you can cover the 25% down payment required for a private property. This will be around $175K to $225K, depending on the price of the condo.
- Also, remember that there are other costs like stamp duty, legal fees, and renovations to consider.
- A key point is ensuring your monthly mortgage repayments don't exceed 30-35% of your income. With $7K per month, that means roughly $2.1K to $2.5K per month in repayments.
I can help you narrow down suitable condo options within this range and guide you through the purchase process. Feel free to connect!
Thank you!
Family realtor solved 1000+ property problems,
- Mani Subramanian Veeramani
Social Media Tags: /AskRealtorMani @AskRealtorMani #AskRealtorMani
Get 3 proposals, 2 action plans, and a property valuation report now: https://wa.me/6583004411
Connect with the Top 1% Real Estate Voice LinkedIn Singapore: https://www.linkedin.com/in/AskRealtorMani/
PS: Here is the list of Below Market Value Properties & Download my 10 eBooks: https://linktr.ee/AskRealtorMani
Replied by: Ivan Ng
1 hrs ago
Hi
Your cash funds on hand also play a part. For a $1mil property, the downpayment plus stamp duties works out to $277100, of which 5% of purchase price ($50000) needs to be in cash.
Based on info shared, your max loan will be up to $755k, based on 30 year loan, no other loan installments and good credit score.
So a $1mil property looks possible if you have about $128k cash on hand.
Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395 for a more in-depth discussion :)
May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more
Warm Regards,
Ivan Ng Realtor
ERA Senior Marketing Director
ERA Multiple Diamond Award Achiever
SEAA Salesperson Achievement Award (Gold)
SEAA Singapore Accredited Mortgage Planner (SAMP)
ERA Top 11th Achiever in Feb 2024 (Top 1% Company Level)
ERA Top 64th Achiever in March 2024 (Top 1% Company Level)
ERA Top 37th Achiever in Oct 2023 (Top 1% Company Level)
ERA Top 93th Achiever for Full-Year 2020 (Top 1.5% Company Level)
ERA Top 11th Achiever in June 2020 (Top 1% Company Level)
SMU BBM (Finance), Magna Cum Laude
Proactive. Sincerity. Feedback.
Contact: (+65) 97432395
Whatsapp: wa.me/6597432395
Email: Ivanng10@gmail.com
IG: instagram.com/ivanngrealtor
WeChat: ivanng10 Read More
ASK THE MCST ,...
WhatsApp me at: ABLE Toh (65) 9856-9255 or through this link.:https://wa.me/6598569255
----------------------------888--------------------------------888--------------------------->>>
"If you need more assistance with property matters:
like renting / selling, buying / or investing, I'm here to help!
WhatsApp me at: ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255
(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )
(***) You can READ my REVIEWS here: https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.
For buyers, I offer solutions for sourcing resale and new private homes at no charge.
I can connect you with reputable bankers for private housing loans free of charge and with no obligation.
I also have partners to assist with mortgage home insurance matters.
Let's seal this affinity by technology; please PM me your contact for assistance with your real estate needs. So, I believe in Affinity (Chinese word: 缘份） :), let's SEAL this AFFINITY Not by blood but by Technology > Please PM, Private Message your contact so that I CAN BE (EXTRA) PAIR OF HANDS / BRAIN and LEGS to Assist you NOW or FUTURE REAL ESTATE NEEDS!
*** You can reach me at my Singapore mobile: (65) 9856 9255 or email me at Able.selling@gmail.com.
From: ABLE Toh- Your Property ASSISTANT : ）
“ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ”
*** DEVELOPER SALES TEAM !!! BEST PRICES !!! NO AGENT FEES !! LOWEST PRICE GUARANTEED !!!
*** Connect Singapore Line: (65) 9856*9255
FOR : UPDATED INFO / E- BROCHURE / FLOOR PLAN / PRICE LIST !!!
*** Here are some exciting condominium launches in Singapore scheduled between June and December 2024:
> - Located at Yuan Ching Road in District 22, this 99-year leasehold development is set to preview in June 2024. Sora offers a mix of modern amenities and scenic views near Jurong Lake.
> A freehold development in District 17 at Flora Drive, set to launch in July 2024. Kassia is designed for those who appreciate luxury living in a serene environment.
> This 99-year leasehold property at Bukit Timah (District 21) is expected to launch in September 2024. It caters to families looking for prestigious schools and nature reserves nearby.
> A highly anticipated freehold development in District 2 at Anson Road, launching in Q4 2024. It combines luxury living with proximity to the Central Business District.
> Situated at Shenton Way (District 1), this 99-year leasehold project is ideal for those seeking a prime location near Marina Bay and the financial district, with a launch expected in late 2024.
> Launching in Q3 2024
Right next to Lorong Chuan MRT on Circle Line and close proximity to Serangoon.
LASTLY , For Newly TOP Condominium that Need RENT / SELL FAST *** Connect Trusted Singapore Property Agent , Myself
At ABLE Toh*** 9856-9255 ***
XXXXX The End XXXXXXX Read More
WhatsApp me at: ABLE Toh (65) 9856-9255 or through this link.:https://wa.me/6598569255
----------------------------888--------------------------------888--------------------------->>>
"If you need more assistance with property matters:
like renting / selling, buying / or investing, I'm here to help!
WhatsApp me at: ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255
(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )
(***) You can READ my REVIEWS here: https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.
For buyers, I offer solutions for sourcing resale and new private homes at no charge.
I can connect you with reputable bankers for private housing loans free of charge and with no obligation.
I also have partners to assist with mortgage home insurance matters.
Let's seal this affinity by technology; please PM me your contact for assistance with your real estate needs. So, I believe in Affinity (Chinese word: 缘份） :), let's SEAL this AFFINITY Not by blood but by Technology > Please PM, Private Message your contact so that I CAN BE (EXTRA) PAIR OF HANDS / BRAIN and LEGS to Assist you NOW or FUTURE REAL ESTATE NEEDS!
*** You can reach me at my Singapore mobile: (65) 9856 9255 or email me at Able.selling@gmail.com.
From: ABLE Toh- Your Property ASSISTANT : ）
“ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ”
*** DEVELOPER SALES TEAM !!! BEST PRICES !!! NO AGENT FEES !! LOWEST PRICE GUARANTEED !!!
*** Connect Singapore Line: (65) 9856*9255
FOR : UPDATED INFO / E- BROCHURE / FLOOR PLAN / PRICE LIST !!!
*** Here are some exciting condominium launches in Singapore scheduled between June and December 2024:
> - Located at Yuan Ching Road in District 22, this 99-year leasehold development is set to preview in June 2024. Sora offers a mix of modern amenities and scenic views near Jurong Lake.
> A freehold development in District 17 at Flora Drive, set to launch in July 2024. Kassia is designed for those who appreciate luxury living in a serene environment.
> This 99-year leasehold property at Bukit Timah (District 21) is expected to launch in September 2024. It caters to families looking for prestigious schools and nature reserves nearby.
> A highly anticipated freehold development in District 2 at Anson Road, launching in Q4 2024. It combines luxury living with proximity to the Central Business District.
> Situated at Shenton Way (District 1), this 99-year leasehold project is ideal for those seeking a prime location near Marina Bay and the financial district, with a launch expected in late 2024.
> Launching in Q3 2024
Right next to Lorong Chuan MRT on Circle Line and close proximity to Serangoon.
LASTLY , For Newly TOP Condominium that Need RENT / SELL FAST *** Connect Trusted Singapore Property Agent , Myself
At ABLE Toh*** 9856-9255 ***
XXXXX The End XXXXXXX Read More