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Hi, appreciate your sharing. Kindly check the monthly breakdown as shown by the bank statement.
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex Read More

Hi,

For BUC it is progressive payments, hence your monthly repayment only starts when the bank loan disburses funds to pay the developer. You need not make any repayment if no funds are disbursed from the bank. So interest is payable the moment funds are disbursed, and the per annum rate is made known to you before you sign the bank letter of offer.

Hope the above clarifies. May I have more info and requirements about your plans so as to make better recommendations? Thanks and look forward to value-add to your housing plans.

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hello there! bank will inform you when they are going to draw down and disburse the funds for that particular construction stage. after which, you will receive a monthly statement require for your repayment (principal + interest).

hope its helpful and clarifies.

josephine chee
 9748 3248  Read More

At the point of disbursement of fund, interest will be applicable on the amount disbursed.

I have been in the real estate business since 2009, with more than 14 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

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Hi,

I would be most glad to assist you further and pls feel free to let me know if you need any assistance. Have a good day ahead. By the way, your banker will be the best person to advice you on this issue.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Hi Sir/Mdm,

For BUC purchase, the loan is under a progressive payment scheme and you service your loan according to the progress of the construction. The loan will be paid out to the developer by the bank as certain construction milestones are met.

As for your monthly repayment, it consist of both the principal as well as the interests. Please feel free to contact me so that I can provide you with the breakdown and figures.

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My Answer with regards to your Question:

For a Bank Home Loan of a Built-to-Order (BUC) project, the interest rate is incurred upon the disbursement of funds. Here's a breakdown:

Interest Incurred: Interest begins to accrue as soon as the bank disburses the funds to pay the developer or borrower.

Monthly Repayments: Monthly repayments start once the bank disburses funds. If no funds are disbursed, no repayment is required.

Progressive Payments: BUC projects involve progressive payments, meaning the bank disburses funds at different stages of construction.

Bank Statement: You can check your bank statement for a monthly breakdown of interest and repayment amounts.

Feel free to reach out if you need further assistance or clarification.

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