AskGuru Q&A Community

Get answers from PropertyGuru experts in 24 hours

Asked by
Hi all, My girlfriend have had 2 HDB loans and currently owns one HDB. In future if we sell her HDB and plan to BTO again, can we still take HDB loan? Considering I have no HDB loan record at all.

Thanks!
0 •
166 views
Upvote Upvoted
Want this question answered?
Get faster responses from our experts by upvoting.
Be the first to upvote this question.

3 Answers

Aaron Chong
Replied
Hi, I would be most glad to assist you further and pls feel free to let me know if you need any assistance. Hope to hear from you soon and have a great week ahead. I’m afraid your girlfriend cannot take up any HDB loan and will have to go for bank loan in future.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More
0
Upvote Upvoted
J.A. Goh 吴永益
Replied
Hi,

Each person is only given 2 chances for HDB loan. She will need to go for bank loan for her future HDB. I will be glad to assist her should she intend to sell her HDB and get another bigger unit in the resale market. Or if you have more questions, just feel free to email me or whatsapp me. We can also meet up for a detailed discussion on the planning in May.

Thank you.

Kind Regards
J.A.Goh
ERA Division Director
Email: gohja@singnet.com.sg
HP: 96390350  Read More
0
Upvote Upvoted
Taufik Hussein
Replied
Hi Sir
Unfortunately, if you purchase a flat with her, she will be counted as a a third timer and no HDB loan will be granted even if you have not take up any HDB loan before. However you might still be eligible for first timer/second time couple CPF grants for your new BTO. Do contact me at 93375051  for a free and non obligatory discussions on this.

Regards
Taufik Hussein
ERA Realty Network Pte Ltd Read More
0
Upvote Upvoted

Still looking for answers?

Get answers from PropertyGuru experts in 24 hours

Ask Your Question
Previously Asked Questions