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It depends on the amount, but in general, yes, it will affect. Read More

Hi, it depends on how much loan is outstanding, it might affect a little, but generally HDB loans are based on your monthly income, so unless your outstanding loan is a high amount, it should have little effect.

Hi, hopefully you managed to get your doubt or query answered. If so, then congrats! Hopefully you are doing well now.

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DEPENDS ON AMOUNT : Impact on HDB Loan:

HDB Loan Eligibility: HDB considers various factors during loan applications, including your income, existing debts, and creditworthiness.
High Credit Card Debt: High credit card debt might potentially affecting your HDB loan eligibility or the loan amount you qualify for.
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"If you need more assistance with property matters:

like renting / selling, buying / or investing, I'm here to help!

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(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )

(***) You can check out my reviews here: https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.

For buyers, I offer solutions for sourcing resale and new private homes at no charge.

I can connect you with reputable bankers for private housing loans free of charge and with no obligation.

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XXXXX The End XXXXXXX Read More

Hello,

Absolutely, here's what you need to know about how a bank loan through your credit card can affect your HDB loan:

- Your overall debt situation, including credit card loans, will be assessed by HDB.
- High outstanding credit card debts can impact your TDSR (Total Debt Servicing Ratio) and MSR (Mortgage Servicing Ratio), which are crucial in determining your loan eligibility.
- It's important to manage your debts well to improve your chances of getting a favorable HDB loan.

For tailored advice or assistance with your property needs, feel free to contact me directly.

Thank you.

Family realtor solved 1000+ property problems,
- Mani Subramanian Veeramani
Social Media Tags: @AskRealtorMani #AskRealtorMani /AskRealtorMani
https://wa.me/6583004411
Top 1% Real Estate Voice LinkedIn Singapore
https://www.linkedin.com/in/AskRealtorMani/
PS: Here is the list of Below Market Value Properties
https://linktr.ee/AskRealtorMani Read More

DEPENDS ON AMOUNT : Impact on HDB Loan:

HDB Loan Eligibility: HDB considers various factors during loan applications, including your income, existing debts, and creditworthiness.
High Credit Card Debt: High credit card debt might potentially affecting your HDB loan eligibility or the loan amount you qualify for.
WhatsApp me at: ABLE Toh >>9856 9255 or through this link.:https://wa.me/6598569255

----------------------------888--------------------------------888--------------------------->>>

"If you need more assistance with property matters:

like renting / selling, buying / or investing, I'm here to help!

WhatsApp me at: ABLE Toh >>9856 9255 or through this link.:https://wa.me/6598569255

(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )

(***) You can check out my reviews here: https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.

For buyers, I offer solutions for sourcing resale and new private homes at no charge.

I can connect you with reputable bankers for private housing loans free of charge and with no obligation. Read More