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Hi since u are aware of TDSR thats means u know it is 60% of your monthly income !! Which means the loan amt wud be $6000 max per month with yr income of $10k per mth right? So for instalment of $6000 per month , what is the sales price that u shud be looking at? Being the first loan , means u are able to get 80% loan from the bank and since yr age is 40, therefore u can only borrow upto 25yrs max. Base on this , you shud be looking at property price betw 1.4-1.5m , to be exact suggest you check with a mortgage banker who is the specialist for loan financing. Should you require further assistance in getting a banker or if you have anything that u need clarification, feel free to call me @ 94550898  , Veronica Lim DTZ. Read More

Hi, sry my answer above has been corrupted. The correct answer is below: Being the first loan, means you r able to get 80% loan from the bank, and since u are 40yrs old that means u can borrow up to max 25 yrs . Base on this , you should be looking at property in the range of 1.4-1.5m . Inorder to be more specific suggest you check with the mortgage banker who is the specialist in this area. Should you require a banker or need clarification , feel free to call me @ 94550898  , Veronica Lim , DTZ Read More

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