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Hi Everyone. I have a question about financing that I hope someone experienced enough would be able to assist me.

My sister and I bought a Executive Condo about 6 months ago. Because of my financial status (bad credit), we decided to use my sister's name for the bank loan.

Right now, I would like to use my CPF contributions to service the bank loan. Is there anyway to make this possible?

A friend suggested that I could just purchase 1% of the property to have my name on the property so that i could use my CPF, but does that mean that i would have to do an entire re-financing of the loan with the bank? And if i do this, will my bad credit affect the outcome of the loan?

Thanks all in advance for those that could help.
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2 Answers

Able S.K Toh
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Upvote Upvoted
Able S.K Toh
Replied
WhatsApp me at: ABLE Toh (65) 98 56 92 55 or through this link.:https://wa.me/6598569255

----------------------------888--------------------------------888--------------------------->>>

"If you need more assistance with property matters:

like renting / selling, buying / or investing, I'm here to help!

WhatsApp me at: ABLE Toh (65) 98 56 92 55 or through this link.:https://wa.me/6598569255

(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )

(***) You can check out my reviews here: https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.

For buyers, I offer solutions for sourcing resale and new private homes at no charge.

I can connect you with reputable bankers for private housing loans free of charge and with no obligation.

I also have partners to assist with mortgage home insurance matters.

Let's seal this affinity by technology; please PM me your contact for assistance with your real estate needs. So, I believe in Affinity (Chinese word: 缘份） :), let's SEAL this AFFINITY Not by blood but by Technology > Please PM, Private Message your contact so that I CAN BE (EXTRA) PAIR OF HANDS / BRAIN and LEGS to Assist you NOW or FUTURE REAL ESTATE NEEDS!

*** You can reach me at my Singapore mobile: (65) 98 56 92 55 or email me at Able.selling@gmail.com.

From: ABLE Toh- Your Property ASSISTANT : ）

“ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ”

XXXXX The End XXXXXXX Read More
1
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