AskGuru Q&A Community

Dear Joline,

There is no straightforward formula to calculate the maximum amount of bank loan that you can obtain. As the banks will need to do a credit review of the clients, the % given is very subjective.

I will be able to refer you to a banker so that she can help you do an IPA (In-Principle Approval) so that you will be able to estimate the maximum amount of loan you can obtain and thus you can know what type/cost of flat to buy.

Feel free to give me a call at 91443311  for a more detailed discussion. I am sure I will be of great help to you.

Darren Lim
HP: 91443311 
Email: darrenlim.era@gmail.com Read More

Morning Joline,

It will be best that you speak to a banker to advise you on the potential bank loan you are able to take.

If you are keen, I will introduce you bankers from different banks to advise you on that and different housing packages.

Cheers!

Warmest Regards,
YT TAN
District Manager
R043025D
(M): 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W1): www.yttan.com
(W2): yttan.stproperty.com.sg/
ECG Property Pte Ltd Read More

There are properties from S$200K++ Freehold
Call and visit us
www.catherinepang.com Read More