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Dear sir/mdm,

You may refer to the link below on the timeline for BTO applications including the payment required.

https://www.hdb.gov.sg/residential/buying-a-flat/buying-procedure-for-new-flats/timeline

In case you are unaware, SPH is organising The Home Expo 2024 this coming September and OrangeTee is proud to be the presenter for this event where we have lined up a total of 16 speakers who will be sharing on the different market segments and topics during the 3 days event. Do register for the event if you are looking out for more insights of the real estate market at http://bit.ly/THE2024Geryl. Looking forward to see you at the event.

——

I have been in the real estate business since 2009, with more than 14 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Warmest regards,
Geryl Lim
Senior Division Associate Director
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
 +65 92787772 
www.geryllim.com

My self introductory video on https://www.youtube.com/watch?v=S_2NydENfx0

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Tenants can visit http://bit.ly/SGExpatRental (Official Rental Requirements - Singapore Expatriates) to indicate your rental requirements.

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Hi, appreciate your sharing. Able to make an E-appointment with CPF board and check with officer base on your current age and income or next plan whether to sell and purchase.
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More

Hi, great question! Here’s a breakdown to help you plan:

- If your 2-room BTO application is successful, you'll need to make a **downpayment of 10%** of the flat’s purchase price upon signing the agreement. This is usually **within 4 months** of booking your flat.
- The full payment for the flat is required at the **key collection stage**, which typically happens about 3-4 years later when the flat is completed.
- It’s good to check with HDB on exact timelines, so you can plan when to withdraw your investments and top up your CPF OA accordingly.

Thank you.

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1. **Downpayment**: Make a 10% downpayment of the flat’s purchase price within 4 months of booking your 2-room BTO.

2. **Full Payment**: Pay the full amount at the key collection stage, typically 3-4 years after booking.

3. **Check Timelines**: Confirm exact timelines with HDB to plan for withdrawing investments and topping up your CPF OA.
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