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Hi,

I and my wife are Singaporean PR. We would like to look for the hdb around Yew Tee and Choa Chu Kang area (Prefer walking distance to mrt). We have around total cash and cpf around $200k. Based on the amount we have, how much of the hdb we can afford to?
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6 Answers

YT Tan (陈永达)
Good afternoon buyer,

It's great hearing from you.

By the way, do take note that both of you must fulfill SPR status of 3 years respectively to be eligible to purchase a resale HDB as a married couple.

Your finances are pretty healthy but it will be good to seek for in principle approval from bankers so you will have an idea how much loan can you obtain.

Do you have any preferred bank in mind? I can ask my banker to advise you on that.

FYI my malaysian SPR buyers had managed to purchase an 5RM unit below valuation in Yew Tee. I will love this to happen to you guys as well.

Probably you can share more requirements with me so I will be of better assistance and advisor to you.

Hope to hear from you soon!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com
(W): www.propertyavenue.com.sg Read More
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Hi,
Assuming you are eligible for 80% of home loan, the estimated property price may go up to 1 Million. But the loan computation will depends on your age and monthly salary.
To assist and advise more in details of the loan amount and the purchase price, please drop me an email for me to share.

I can be contactable at my mobile or email.

CK Ang
 9046 3808 
PropNex Realty Read More
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Evening,

Firstly, both of you need to be SPR for at least 3 years in order to be eligible for purchase of resale HDB unit.
Secondly, we would need to know how much loan the banks can provide for your purchase.
Lastly, being SPR, 5% ABSD and down payment need to be made in cash. Therefore, it would be good to understand how much CPF OA and cash you have in order to provide better guidance.

Do contact me further should you require further assistance.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
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Hi,

To take things forward, I would suggest you to have your loan approval done to succinctly deduce the purchase price range we can look at. Do contact me should you need the bankers contact, so that they can assist you step by step at no cost.

I will guide you through the entire purchase- from shortlisting, to negotiation, to establishing loan matters and working out finances (cash/cpf/progressive payment), paperwork, sorting legal matters, providing you with recent up to date transaction caveats for benchmark pricing as well as furnish you with a customized sales report & indicative valuations.

D Kumar
 +65 96659926 
ERA Associate Division Director
www.kumarrai.com ( Recent Awards and Testimonials)

#1 team of ERA in Singapore, Asia Pacific International for 2014.

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Hi
Firstly,
You may wish to proceed with HLE or IPA done first. If you need more assistance, I will loved to assist you.
You can reach me via 91442664  .
Tricia Tan Read More
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GAN ENG JOO ONASSIS
Hi,

Re: One Stop Services for SG properties

We can assist you based upon your stated contents and walk you through the entire process.

Tell us more about your requirements and locations, we can explore further in detail.

We are contactable at 92222389  or onassis@sgrealtor.com.

Onassis Gan Eng Joo - CEA Reg No.: R021244C
CES Certified SG Realtor l SGRealtor.com
agent.myweb.sg (PropertyGuru) / agent.irealtor.sg (iProperty)

SG Hotline: +65 9222 2389 
Email: Onassis@sgrealtor.com
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