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I assume you were an owner of the BTO, who later got married. If you bought the flat while single, and later marry, you must list your spouse as a co-owner or occupier of the same flat. Depending on how she is listed, she might be subject to additional taxes. If your wife has been included as an owner/ occupier of your flat, she is also required to fulfill the requisite Minimum Occupation Period. This MOP will apply when thinking about acquiring interest in a private property.

Sounds like you are exploring your options for asset progression. I will be happy to walk you through all the policy considerations, tax considerations, market trends, property analysis, financial calculations, price projections and more.

I'm a Harvard graduated real estate agent with a degree in economics, and I have a decade of experience working on Singapore public policy. I offer a free consultation to support clients on their property and asset progression journey.

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Kay Cloud
Associate Advisor
Propnex Realty Pte Ltd
cloud@propnex.com
 (+65) 85674585  Read More

Hi

If the MOP of 5 years has been fulfilled, and her name is not added into the flat as co-owner, yes she is just an occupant and can purchase private property without ABSD, as it will be her first residential property.

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more

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Hi,

I would be most glad to assist you further and pls feel free to let me know if you need any assistance. Have a good day ahead. By the way, if you have cross the MOP, then your wife could purchase the next private property without incurring ABSD.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Good day to you,

If the MOP for your HDB unit has been fulfilled, then your Singaporean spouse is eligible to purchase a condo, under her name, without incurring ABSD.

Let's get in-touch and work things out.

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