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Hi,
My combined income has exceeded the 8k income ceiling. I would like to find out:

1. Since I am not eligible to purchase any new HDB unit, I am considering between re-sale HDB and condo. What would be your advice if I have a budget of 550k?

2. am I still be eligible for HDB Loan? Am looking for HDB Loan because it allows up to 90% loan. If not, is there any bank loan which allows up to 90% loan? How does that compare to normal 80% bank loan?

Appreciate your expert advice.
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