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Hi, We are PR couple n own a HDB unit (plan to make a full settlement for the loan). As we intend to purchase a private property (new launch project), could we only sell away the HDB after TOP + 6mths grace period ? Besides, how much loan we could take upto ?
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4 Answers

Hi, if you have repaid full loan of the HDB, then you are eligible to loan up to 80% for the purchase of the private unit. Regards Aaron 9730 8455  aaronchong2774@yahoo.com.sg Read More
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  • RE
    Hi, Thank you for advice... My another concern is if this is a new project, while waiting for TOP, could I still hold onto my current HDB ? Otherwise, I would have shelter to stay for the 4-5yrs waiting time of getting TOP.
Hi, Yes you could still hold the HDB. I can have a sharing session with you to discuss on the cooling measured and the purchase procedures for foc. I can be reachable at my mobile. CK Ang 9046 3808  Vestor Realty Read More
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Dear upgrader, The moment you have no outstanding loan, you will be eligible for up to 80% loan for the next property purchase subjected to TDSR. Nonetheless, do factor in the ABSD you will need to pay upfront in such a purchase therefore if I were in your position, I will certainly be looking into ready to move in properties to reduce the amount of cash up front required due to ABSD. Do you require any further assistance? Visit and Like my facebook page at https://www.facebook.com/propertyblogshop Regards, Geryl LIM Real Estate Director Masters Of Real Estate (L3010548F) CEA Reg R014783H Mobile: +65-81577565  /+65-92787772 Email: geryl7772@gmail.com M.O.R.E Landed Dynamic Alliance Home of *7772 Hotline Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ "Landed 7772" in Mobile Apps Store or Play Store now! Our next exhibition is on 2nd and 3rd August 2014. If you have missed out successful exhibition on 10th and 11th May, do not miss this opportunity again. Register your interest to attend this showcase event now! Read More
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J.A. Goh 吴永益
Hi, you can stay on in your HDB faly until you take keys for the new condo. Feel free to drop me an email. I will be glad to serve you and drive you for some showflat viewing. Let me know your criteria via email. Thank you & Best Regards, J.A.Goh, ERA, HP: 96390350  , Email: gohja@singnet.com.sg Read More
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