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Hi,
Do you currently own a property? Does your spouse own any property? By buying under her name only, there is no protection per se for you but you would need to keep all payment receipts and records and in the event something happens, you need all those documents and a will from her to cover your interests.

Please contact me so that I can be of further assistance.
Cheers!

Elan Govan
MABA (Lancaster)
 90170747 
jayelan@gmail.com
www.goodpropertiesguide.com Read More

What do you mean by protect your interest? Will you be contributing financially for this investment? Owners are not allowed to put up their properties for rent or sale on PropertyGuru. In fact they are encouraged to engage the services of agents to market their place if required especially for rental, due to the spike in scam cases for rent in recent times. Many tenants I have came across have indicated that they are now very careful and will prefer to deal with agents listings instead since it is more legitimate source of listing given that we are licensed to do real estate works. This works well for many landlords too, since we will also be required to do our due diligence on prospective tenants. If your concern is to save on agent fees, the good news then is that agent fees is only applicable when there is a successful transaction, therefore this amount of money can be built into the monthly rental price you get from the tenants. In this case, the tenants will be the ones paying the agent fees indirectly, so homeowners like yourself will enjoy the professional level services while not worrying about having to pay for the marketing fees even if there is no confirmed tenants.

I have been in the real estate business since 2009, with more than 13 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

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Warmest regards,
Geryl Lim
Associate Group Director
Salesperson Registration No. R014783H
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
 +65 9278.... 
www.geryllim.com

My self introductory video on https://www.youtube.com/watch?v=S_2NydENfx0

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Hi, appreciate your sharing. Able to do a will or long lasting power of attorney.
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More

Hi Sir,

Are you going to be a beneficiary owner to the property? Or does she have the full vested interest in the property?

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile +65 97 48 63 05. I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
+65 97 48 63 05
PropNex Realty Read More

My Answer with regards to your Question:

When your spouse proposes investing in a property solely under their name, it's understandable to want to protect your interests. Here are some steps you can take in Singapore:

Communication and Transparency:

Open Discussion: Have an open and honest conversation with your spouse about your concerns and financial goals. Discuss why they want the property solely under their name.

Transparency in Finances: Share financial information openly, including income, debts, and savings. This transparency builds trust and facilitates a fair solution.

Protecting Your Interests - Legal Options:

Declaration of Trust/ LEGAL PAPERWORKS: Consider a Declaration of Trust, a legal document outlining the beneficial ownership of the property, even though the title is under your spouse's name. This specifies the contribution percentage of each spouse towards the purchase and how any potential future proceeds (sale or rental income) would be divided. A lawyer can help draft this document.

Tenancy-in-Common: If you plan to contribute financially towards the property purchase, explore co-ownership with your spouse through Tenancy-in-Common. This allows you to specify a specific ownership percentage (e.g., 50/50) on the property title. Each owner has the right to sell their share independently, subject to certain conditions.

Seeking Professional Advice:

Property Lawyer: A property lawyer specializing in matrimonial law can guide you on the legal aspects of property ownership within a marriage. They can explain the implications of different ownership structures and help draft legal documents like a Declaration of Trust.

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