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Hi Derek,

Have you fulfill your unit's respective minimum occupation period?

If yes, you are absolutely eligible to purchase a private property.

If you have no outstanding housing loan, you are able to loan up to 80% of valuation/ purchase price if not, 60% if you have an outstanding loan.

In fact, most banks offer different rates. Why not introduce most reputable banks' bankers to advise you on it?

Looking forward to hear from you soon!

Warmest Regards,
YT Tan
ECG Property
M: (+65) 9111 5171 
E: yt.lovelyhomes@gmail.com Read More