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Hi, in order for you to borrow money from the bank to finance a property loan , you will have to be a owner or co owner of the unit, otherwise it will not be possible .

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Landon Chew
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Hi Tracy,

Not sure what you meant by not being able to be co-owner, do you mean for 2nd private property? If so its possible just that you need to pay the relevant ABSD amount.

To be co-borrower of the home loan, you need to be the co-owner as well, that is the regulation.

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Hi, appreciate your sharing. Only the purchaser or owner then able to become the borrower.
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More

Hi,

I'm afraid it is not possible as only the owner can be the borrower.

Hope this helps,

This platform does not allow me to contact you directly so kindly contact me at https://wa.me/6597261112 I would be glad to assist you further.

Thank you and best regards,

Jenny Tran
Propnex Realty Pte Ltd
(HP) +65 97261112 
(Email) jenny.tran@propnex.com
BSc (Real Estate) (Hons)-NUS

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Samantha (Resale condo buyer) Read More

Hi Tracy,

Not exactly sure of your situation. A property borrower has to be at least a CO-OWNER of the property to be eligible to take up a loan. Read More

Only the person buying the property (purchaser) or the current owner can take out a loan for it (borrower).
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