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I am considering getting a HDB in the area of North East side. Most likely will be getting from the resale market with bank loan.

1. How much cash upfront do I need to be ready on top of the COV? Things like stamp duty, legal fee and agent's comm etc?

2. What's the split in 20% downpayment between CPF and CASH?

Hope to hear from anyone.

Thanks!
Alex
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