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if i am singaporean working in sales with no cpf and my monthly bank balance cashflow for the past 9 months is very low, but this month my balance cashflow is high say $30k, would I still be able to get letter of offer for bank loan? What do they look at? I have no outstanding loans but missed credit card payments few times in the past.
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1 Answer

Zheng Yanhui(Alex)
Hi,

Do you have basic pay for your job ? Missed credit card payments on time might affect your credit bureau report rating. It will be best if you can approach the bank and check. Do feel free to contact at 9273 6096  for other enquiries .

Regards
Alex
ERA
HP:9273 6096 Read More
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