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Hi,
Whether you qualify for a HDB or bank loan depends on your income and other criterias. So, the 1st thing to do is to apply for an HFE. This is the start of a BTO or resale flat application assessment.

Please contact me so that I can be of further assistance.
Cheers!

Elan Govan
MABA (Lancaster)
 90170747 
jayelan@gmail.com
www.goodpropertiesguide.com Read More

Hi there,

Regardless if you're purchasing a resale or BTO, you would still need to apply for HFE for assessment.

For further assistance, you may reach me at 94507283  for a chat.

Gary Shien
 94507283 
Associate Group Director
PropNex Realty Pte Ltd Read More

Hi,

In order to buy a resale hdb you will first need to apply for HFE letter here:
https://www.hdb.gov.sg/residential/buying-a-flat/understanding-your-eligibility-and-housing-loan-options/application-for-an-hdb-flat-eligibility-hfe-letter
If you are looking to an agent to assist you in your purchase, please do not hesitate to reach out to me:)

This platform does not allow me to contact you directly so kindly contact me at https://wa.me/6597261112 I would be glad to assist you further.

Thank you and best regards,

Jenny Tran
Propnex Realty Pte Ltd
(HP) +65 97261112 
(Email) jenny.tran@propnex.com
BSc (Real Estate) (Hons)-NUS

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Samantha (Resale condo buyer) Read More

Hi

Resale flat means you buy from open market from other sellers, not HDB itself. Loan depends on your income, age, monthly installments and credit profile, not the type and category of flat purchased.

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
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Hi It depends on certain criteria. Do contact me at 97970200  to understand more and discuss

Mark, your RIGHT choice
Propnex Read More

Resale flat means resale market and not direct from HDB, and no, HDB loan assessment criteria is the same, whether you are purchasing resale flats or BTO/SBF.

——

I have been in the real estate business since 2009, with more than 15 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 15,900 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Warmest regards,
Geryl Lim
Deputy Branch Associate Director
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
 +65 92787772 
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I would be glad to assist you.
Feel free to contact me at wa.me/6597100155
Hope to hear from you soon.
Pei Mobile: (65) 9 7 1 0 0 1 5 5.
Email: peicheng.tan@propnex.com
Associate Group Director
Propnex Realty Pte Ltd Read More

Hi, appreciate your sharing. Able to do HFE to determine the outcome of the loan and grants given.
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More

Hi,

1) Getting a housing loan is only dependent on the credit score and income.
2) This has nothing to do with buying a BTO/SBF or a resale flat.
3) You can apply for an HFE to understand whether you are eligible for a HDB loan and how much you could receive based on your income.

All the best!

Please give me a thumbs-up if the answer provided is relevant to your main concern. Thanks!!!

Hope the above answers your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer Read More

Good day to you,

Getting a resale unit, aka SoBF, from HDB or the resale market will still require you to secure your HFE. It is your credit score and the housing type that you desire, which determines it.
With the open market, you get to control the desired location of the unit and can view the unit physically.

Let's get together and realize the move.

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Regards
Mike Lim
 96929209 
R026708F
m52i@yahoo.com
ERA Read More

1. **Loan Eligibility:** Your eligibility for an HDB or bank loan depends on factors like your income and other criteria.

2. **First Step:** The first thing you should do is apply for an HFE, as it’s the starting point for assessing your eligibility for BTO or resale flat applications.

3. **Further Assistance:** Feel free to contact me for more detailed guidance and assistance with the next steps.

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WhatsApp me at: ABLE Toh (65) 9856-9255  or through this link.:https://wa.me/6598569255
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