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It is a frustrating bank loan question. I am currently looking for a property and trying to apply for a loan "approved in principle". I am looking at say a property price of $1M (slightly lower is ok) and my CPF has around $400K. What happen is that I tried to apply with around 3 banks for say a $600-$800k (just in case) but ALL of them turned me down. Look here, I am just trying to apply below 80% with my $400k CPF and of course only 5% cash and why rejected??? My credit bureau report shows that I have some bad record of delaying bank/car loan but Never a default! And btw i am currently just got jobless which is temporary. And when I ask, so what is the percentage of loan I can take up (with my $400k cpf) but no bank can reply me? Can you Guru pls advise how frustrating it is with all these kia-su banks?
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2 Answers

Able S.K Toh
Replied
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1
Upvote Upvoted
Able S.K Toh
Replied
----------------------------888--------------------------------888-----------------------------

"If you need more assistance with property matters:

like renting / selling, buying / or investing, I'm here to help!

WhatsApp me at: ABLE Toh>>9856 9255 or through this link.:https://wa.me/6598569255

(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )

You can check out my reviews here: https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.

For buyers, I offer solutions for sourcing resale and new private homes at no charge.

I can connect you with reputable bankers for private housing loans free of charge and with no obligation.

I also have partners to assist with mortgage home insurance matters.

Let's seal this affinity by technology; please PM me your contact for assistance with your real estate needs. So, I believe in Affinity (Chinese word: 缘份） :), let's SEAL this AFFINITY Not by blood but by Technology > Please PM, Private Message your contact so that I CAN BE (EXTRA) PAIR OF HANDS / BRAIN and LEGS to Assist you NOW or FUTURE REAL ESTATE NEEDS!

*** You can reach me at my Singapore mobile: (+65)>>9856 9255>> or email me at Able.selling@gmail.com.

From: ABLE Toh- Your Property ASSISTANT ：）

“ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ”

XXXXX The End XXXXXXX Read More
1
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