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Actually the option that is straightforward will be going for resale HDB. You can opt to go for those recently MOPed clusters which are still relatively new and has a long runway for appreciation if the lease balance is something you are concern about. The resale option will also allow you to work out the timeline proper based on your rental.

There is no 3rd timer for BTO application and only when your appeal is successful then you can go for it. Furthermore as an ex private property owner, the wait out period is 30 months after the sale of the private home before you can look at application (if eligible).

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I have been in the real estate business since 2009, with more than 14 years of experience serving the Singapore real estate market.

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Hi, it will be difficult to navigate this, but you can consider the option of getting a resale flat, and depending on the current financial status, work out a possible solution.

Hi, hopefully you managed to get your doubt or query answered. If so, then congrats! Hopefully you are doing well now.

If you are currently or planning to find a property agent, I can assist.

If you are interested in prices of houses in your neighbourhood, you may visit this website to find out more or contact me.

https://www.era.com.sg/R064892F

If you are currently planning to go on a property journey selling/buying/renting/investing, I can be of assistance. Do feel free to reach out to me for more queries and assistance.

Landon Chew
97 39 60 40
landonchew@email.com Read More

Good day to you,

Have your parents recently sold their condo and HDB unit during Covid or after a divorce?

Given the tight timeline, the best option is to purchase a resale HDB unit with your father under the family scheme, assuming you are Singaporean. In this arrangement, you will be the main applicant, and your father can be listed as an essential occupier.

As you mentioned, due to your father's age, it is unlikely that HDB and banks will facilitate a housing loan for him unless he has a substantial fixed deposit with the bank. To understand how much housing loan and grant you might be eligible for, submit your Housing Eligibility (HFE) application for approval. This will serve as a good starting point before we move forward with your intentions.

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Mike Lim
 96929209 
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ERA Read More

1. **Best Option:** Given the tight timeline, buying a resale HDB unit with your father under the family scheme is the quickest route. You will be the main applicant, with your father as an essential occupier.
2. **Loan Eligibility:** Due to your father’s age, obtaining a housing loan through him may be challenging unless he has significant fixed deposits.
3. **Next Step:** Submit your Housing Eligibility (HFE) application to determine the loan and grant amounts you qualify for before moving ahead.

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QUOTE OF THE DAY " In negotiations, the most important thing is not to win or lose, but to find a solution that is mutually beneficial." Read More

Hi, buying a BTO might be challenging due to the timeline and also the wait out period too.

I will be happy to assist on the options and finances with you. Please reach out to me at 98216829  .

Thanks ,
Shoan | PropNex
Www.shoanproperty.com Read More

Hi,

1) I strongly suggest you to apply for an HFE to verify the facts before jumping to conclusion on your dad's eligibility.
2) If your dad really being categorized to be a 3rd timer, he can still be a core occupier for the flat that buying with you.
3) In this case, you will be qualify for the 1st timer and tenant priority scheme for a 3-room BTO/SBF flats.
4) But, if you need funds from your dad's CPF OA in order to finance the purchase, then the situation will be more complicated to buy a BTO.
5) When you are in this situation, you can only consider to buy a resale flat instead.

All the best!

Please give me a thumbs-up if the answer provided is relevant to your main concern. Thanks!!!

Hope the above answers your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer Read More