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We sold our BTO 4 room back in 2007 with HDB loan under first timer, currently staying with parents. We are considering whether to purchase a flat from HDB or open market. If we opt BTO again but this time under bank loan do we still need to pay 50% cash profit back?
If we purchase resales, can we loan up to 80% due to our age 39 and 34 combined income only 6,500 per month. Combined CPF only 120k. Kindly advice thanks
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