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My fiancee and I, have a total household monthly income $5000 and total cpf amounting to 40K (est). We do not have any loans obligations.

We are looking for a 5 rm flat, somewhre in Tampines/Simei. Minus the CPF Grant for first time buyers and the grant for buying a unit near our parents (Tampines/simei), would we be able to afford a 5 rm flat in Tampines? considering a possible HDB loan if need be.

Preferably,being a first time buyer, we do not have much cash at hand, max. about 10k, so we are looking for a unit with minimum cash required as well.

So what are our options? Can we possibly find the unit mentioned above,sometime in Tamp/Simei?
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4 Answers

Hi M,

It may be possible for you to buy your house base on your requirement but because of the cash component which is slightly on the low side, you may have to lower your house expectation in terms of floor level, facing and house condition.

Please kindly give me a call so that I can show you some units available for sale @ 9027-6142  / kenlim09@gmail.com

Regards,
Ken Lim Read More
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Hi M..cash above value of 10k is quite a low budget especially with the market going around now.but there might be a very small percentage to get a unit at 10k above value.but almost majority of the houses which ask for a 10k above value,the house is not in a very good condition,or even below acceptable conditions.u might want to consider other areas such as fernvale,punggol and sengkang.i have several units,beautifully renovated and even designer decor unit asking for 10k only in the area that i have mentioned.quite a quick journey drive to the east...for these areas,the owners(1st owners) are selling at a positive selling which is why a 10k above value to them are still profitable.
thanks
sani propnex Read More
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Hi Sir/Madam

Are you looking to sell/buy or rent out your property?

I will be glad to assist
I am well versed in HDB and Private Property transaction and have done many transactions
Appreciate if you can contact me at (65) 9 6 6 0 8 5 0 8 with details of your unit
or click here https://bit.ly/WaSilvia to whatsapp me for no obligation discussion
Thank you.

Warmest regards,

Silvia Yang

Senior Marketing Director
ERA Realty Network Pte Ltd
Mobile: (65) 9 6 6 0 8 5 0 8
Email: Silviayang8@gmail.com Read More
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