Asked by m***@yahoo.com.sg
What's the maximum property price I can buy (Single, $120k/yr salary)
50 views
12 Answers
Hi,
If you are looking to buy HDB, then, you got to submit an application for an HFE, with HDB. That, will give a picture on how to proceed.
If you are looking to buy private property, then, you need to conult a banker to get the maximum loan that you can qualify for. The rest would be based on your cash plus CPF.
Please contact me so that I can be of further assistance.
Cheers!
Elan Govan
MABA (Lancaster)
90170747
jayelan@gmail.com
www.goodpropertiesguide.com Read More
If you are looking to buy HDB, then, you got to submit an application for an HFE, with HDB. That, will give a picture on how to proceed.
If you are looking to buy private property, then, you need to conult a banker to get the maximum loan that you can qualify for. The rest would be based on your cash plus CPF.
Please contact me so that I can be of further assistance.
Cheers!
Elan Govan
MABA (Lancaster)
90170747
jayelan@gmail.com
www.goodpropertiesguide.com Read More
Hi, appreciate your sharing. Able to breakdown for you over coffee.
Looking forward to assist you at 9696 4398 or email me at stewartlim96964398@gmail.com
Cheers
Stewart-PropNex (Senior Associate Division Director) Read More
Looking forward to assist you at 9696 4398 or email me at stewartlim96964398@gmail.com
Cheers
Stewart-PropNex (Senior Associate Division Director) Read More
Hi Sir/Mdm,
Based on an initial estimation, you should be able to secure a loan of 1 mil if you are buying a private property or a loan of about 560k if you are buying a HDB flat.
To determine the maximum property price, we will also need to take into consideration your CPF in your OA as well as your cash on hand.
Please feel free to contact me so that I can assist you to calculate and give you an overview of the purchase process and highlight the important factors that you may want to take note of.
Regards,
Nick Tan
(M) +65 96 44 48 54
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nick96444854@gmail.com
SEAA Salespersons Achievement Platinum Award 2020/2022/2023
Visit my website to know me better: www.nicktan.com.sg
WhatsApp: https://wa.me/qr/X6VRPGSSIHN5D1
I was featured recently on Council for Estate Agencies (CEA) Newsletter:
http://bit.ly/CEAnews
I have written a guide on buying Residential Property:
http://bit.ly/buypropertyguide
Testimonial from my Clients
We have the privilege to work with Nick on our recent house purchase and we are extremely grateful for all the help he rendered to make the purchase a seamless experience!
Nick is attentive to all the requirements we have for our purchase and in the short span of time, he was able to provide us with potential shortlisted units that meet our criteria. (A big lifesaver for family with young kids and limited availability!) When conducting a viewing, Nick is highly proactive as he can be seen taking notes, asking questions, checking the conditions (that we missed or never thought of) and etc.
Overall, Nick remains reactive and portrays professionalism in this entire process. We would definitely recommend him to our friends and family who are looking for their next home/move opportunity.
Jeannie & Victor (Buyer) Dec 2023
Nick provides a delightful customer experience from day one when I engage him as my agent to look for a property of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.
Susana (Buyer)
Nick is very pro-active in helping us to resolve whatever questions and problems that we encountered. All the issues are settled even before us having to request or ask for a second time. He was very frank and transparent with all the details, limitations and advantages that we wouldn’t have known. I think this is the most important virtue to be successful in this line. I will surely recommend him to anyone who needs his service because I trust that they will be equally satisfied!!
Mr and Mrs Chan (Sold and Bought a property through Nick)
“We are very grateful to Nick for his extensive marketing efforts. With his comprehensive marketing plan, he helped us to achieve a record selling price within 2 weeks of listing our property for sale! We highly recommend his service to anyone who is keen to sell their properties.”
Mr & Mrs Wong (Property Seller)
“Nick has conducted himself ethically and professionally when handling the sales of our property. Thanks to his patience and perseverance, we managed to secure a sales price beyond our expectations.
We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House) Read More
Based on an initial estimation, you should be able to secure a loan of 1 mil if you are buying a private property or a loan of about 560k if you are buying a HDB flat.
To determine the maximum property price, we will also need to take into consideration your CPF in your OA as well as your cash on hand.
Please feel free to contact me so that I can assist you to calculate and give you an overview of the purchase process and highlight the important factors that you may want to take note of.
Regards,
Nick Tan
(M) +65 96 44 48 54
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nick96444854@gmail.com
SEAA Salespersons Achievement Platinum Award 2020/2022/2023
Visit my website to know me better: www.nicktan.com.sg
WhatsApp: https://wa.me/qr/X6VRPGSSIHN5D1
I was featured recently on Council for Estate Agencies (CEA) Newsletter:
http://bit.ly/CEAnews
I have written a guide on buying Residential Property:
http://bit.ly/buypropertyguide
Testimonial from my Clients
We have the privilege to work with Nick on our recent house purchase and we are extremely grateful for all the help he rendered to make the purchase a seamless experience!
Nick is attentive to all the requirements we have for our purchase and in the short span of time, he was able to provide us with potential shortlisted units that meet our criteria. (A big lifesaver for family with young kids and limited availability!) When conducting a viewing, Nick is highly proactive as he can be seen taking notes, asking questions, checking the conditions (that we missed or never thought of) and etc.
Overall, Nick remains reactive and portrays professionalism in this entire process. We would definitely recommend him to our friends and family who are looking for their next home/move opportunity.
Jeannie & Victor (Buyer) Dec 2023
Nick provides a delightful customer experience from day one when I engage him as my agent to look for a property of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.
Susana (Buyer)
Nick is very pro-active in helping us to resolve whatever questions and problems that we encountered. All the issues are settled even before us having to request or ask for a second time. He was very frank and transparent with all the details, limitations and advantages that we wouldn’t have known. I think this is the most important virtue to be successful in this line. I will surely recommend him to anyone who needs his service because I trust that they will be equally satisfied!!
Mr and Mrs Chan (Sold and Bought a property through Nick)
“We are very grateful to Nick for his extensive marketing efforts. With his comprehensive marketing plan, he helped us to achieve a record selling price within 2 weeks of listing our property for sale! We highly recommend his service to anyone who is keen to sell their properties.”
Mr & Mrs Wong (Property Seller)
“Nick has conducted himself ethically and professionally when handling the sales of our property. Thanks to his patience and perseverance, we managed to secure a sales price beyond our expectations.
We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House) Read More
1
Hi
Assume $10k per month salary, no other loans, good credit profile, 35 years old and below, your max loan should be approx $1.15mil for 30 year loan for private property, or $568k for 25 year loan for HDB
The max price affordability also depends on the amount of cash available for purchase plus your CPF OA funds available.
Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395 for a more in-depth discussion :)
May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more
Warm Regards,
Ivan Ng Realtor
ERA Senior Marketing Director
ERA Multiple Diamond Award Achiever
SEAA Salesperson Achievement Award (Gold)
SEAA Singapore Accredited Mortgage Planner (SAMP)
ERA Top 11th Achiever in Feb 2024 (Top 1% Company Level)
ERA Top 64th Achiever in March 2024 (Top 1% Company Level)
ERA Top 37th Achiever in Oct 2023 (Top 1% Company Level)
ERA Top 93th Achiever for Full-Year 2020 (Top 1.5% Company Level)
ERA Top 11th Achiever in June 2020 (Top 1% Company Level)
SMU BBM (Finance), Magna Cum Laude
Proactive. Sincerity. Feedback.
Contact: (+65) 97432395
Whatsapp: wa.me/6597432395
Email: Ivanng10@gmail.com
IG: instagram.com/ivanngrealtor
WeChat: ivanng10
FB: fb.com/IvanNgRealtor
Web: ivanng10.com/clientreviews
(Client's Testimonials)
CEA: R052114D
**Note: We are not prompted when you respond here, hence please get in touch directly. Look forward to hear from you soon! **
Buyer Mr Wang & Ms Ng
We want to convey our thanks to Ivan, who helped us find our first home. Ivan was very responsive when we first met, and took time to understand our needs and requirements for our first home. He helped us narrow down our criteria and gave us good advice on how to structure our mortgage as well. He also made a great recommendation of an area we never thought of, and it was where we eventually bought our home. We appreciate Ivan's thoroughness in pros and cons of all our options that we viewed. We never felt pressured or rushed to make a decision. In fact, Ivan gave honest and useful inputs on the considerations of acting immediately or waiting. All in all, it was a very smooth experience and we ate very happy with the unit we bought. Thank you very much, Ivan!
Buyer Mr Kypas
I had the pleasure of working with Ivan Ng on my first property purchase, and I cannot recommend him enough.
Ivan patiently brought me around to view multiple properties across Singapore, always taking the time to answer every one of my questions — no matter how big or small. He was incredibly prompt and responsive throughout the entire process, which gave me a lot of peace of mind.
What stood out most was his depth of knowledge and the way he guided me through each step with clarity and confidence. There were moments when I, as the buyer, felt unsure or overwhelmed — but Ivan was always steady, reassuring, and never made me feel rushed or pressured.
At times, it honestly felt like I was being helped by a friend rather than just a property agent. Even after the sale was completed, Ivan continued to follow up on several matters that clearly went beyond what was required of him. He never once asked for anything more in return.
ERA is lucky to have him. If you're looking for someone trustworthy, professional, and genuinely invested in helping you, I highly recommend Ivan Ng.
Thank You. Read More
Assume $10k per month salary, no other loans, good credit profile, 35 years old and below, your max loan should be approx $1.15mil for 30 year loan for private property, or $568k for 25 year loan for HDB
The max price affordability also depends on the amount of cash available for purchase plus your CPF OA funds available.
Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395 for a more in-depth discussion :)
May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more
Warm Regards,
Ivan Ng Realtor
ERA Senior Marketing Director
ERA Multiple Diamond Award Achiever
SEAA Salesperson Achievement Award (Gold)
SEAA Singapore Accredited Mortgage Planner (SAMP)
ERA Top 11th Achiever in Feb 2024 (Top 1% Company Level)
ERA Top 64th Achiever in March 2024 (Top 1% Company Level)
ERA Top 37th Achiever in Oct 2023 (Top 1% Company Level)
ERA Top 93th Achiever for Full-Year 2020 (Top 1.5% Company Level)
ERA Top 11th Achiever in June 2020 (Top 1% Company Level)
SMU BBM (Finance), Magna Cum Laude
Proactive. Sincerity. Feedback.
Contact: (+65) 97432395
Whatsapp: wa.me/6597432395
Email: Ivanng10@gmail.com
IG: instagram.com/ivanngrealtor
WeChat: ivanng10
FB: fb.com/IvanNgRealtor
Web: ivanng10.com/clientreviews
(Client's Testimonials)
CEA: R052114D
**Note: We are not prompted when you respond here, hence please get in touch directly. Look forward to hear from you soon! **
Buyer Mr Wang & Ms Ng
We want to convey our thanks to Ivan, who helped us find our first home. Ivan was very responsive when we first met, and took time to understand our needs and requirements for our first home. He helped us narrow down our criteria and gave us good advice on how to structure our mortgage as well. He also made a great recommendation of an area we never thought of, and it was where we eventually bought our home. We appreciate Ivan's thoroughness in pros and cons of all our options that we viewed. We never felt pressured or rushed to make a decision. In fact, Ivan gave honest and useful inputs on the considerations of acting immediately or waiting. All in all, it was a very smooth experience and we ate very happy with the unit we bought. Thank you very much, Ivan!
Buyer Mr Kypas
I had the pleasure of working with Ivan Ng on my first property purchase, and I cannot recommend him enough.
Ivan patiently brought me around to view multiple properties across Singapore, always taking the time to answer every one of my questions — no matter how big or small. He was incredibly prompt and responsive throughout the entire process, which gave me a lot of peace of mind.
What stood out most was his depth of knowledge and the way he guided me through each step with clarity and confidence. There were moments when I, as the buyer, felt unsure or overwhelmed — but Ivan was always steady, reassuring, and never made me feel rushed or pressured.
At times, it honestly felt like I was being helped by a friend rather than just a property agent. Even after the sale was completed, Ivan continued to follow up on several matters that clearly went beyond what was required of him. He never once asked for anything more in return.
ERA is lucky to have him. If you're looking for someone trustworthy, professional, and genuinely invested in helping you, I highly recommend Ivan Ng.
Thank You. Read More
hi,
Assuming you're 35 years old or below, the maximum loan tenure is up to 30 years for private property and 25 years for HDB flats.
Based on current financing rules:
Your estimated maximum loan amount is ~$1.12M for private property and ~$550K for HDB.
This means you could potentially afford a private property around $1.5M or an HDB flat around $740K, provided you have about 29% of the purchase price available in cash and/or CPF (covering the 25% down payment and 4% buyer's stamp duty +legal fee etc).
I can help you work out a detailed affordability breakdown and share suitable property options based on your preferences and budget. Feel free to contact me anytime — I’ll be happy to assist you further.
This platform does not allow me to contact you directly so kindly contact me at https://wa.me/6597261112 I would be glad to assist you further.
Thank you and best regards,
Jenny Tran
Propnex Realty Pte Ltd
(HP) +65 97261112
(Email) jenny.tran@propnex.com
BSc (Real Estate) (Hons)-NUS
Testimonial from Satisfied Clients
-- My husband and I wish to commend the sincere attitude and good customer service rendered by your staff Jenny, who handled the sale of our 5R HDB flat early this year. We have met several agents but none as genuine as Jenny. Being a seller agent, she took our interest at heart in handling the sale, unlike other agents who are self-interest. Jenny is punctual and prompt in the whole dealings and we were convinced that such an agent is hard for find nowadays. Jenny is a trustworthy, honest, sincere and hardworking agent. We are happy with her service and would gladly recommend her to our friends in future. Jenny is an asset to Propnex and the organisation should value her. Thank you Jenny for her efforts--
Mr and Mrs Soo (HDB seller)
--Jenny is very committed and responsive to her clients and she has spent hours updating them and looking out for great deals and even tailor-made property proposal geared towards their needs. Will certainly refer her to others and will definitely approach her again in her future--
Nick and Kim (New launch buyer)
--Jenny did a great job helping my wife and I sell our unit. She took active steps to walk our neighbourhood to understand what she was marketing. During the marketing period, she managed potential buyers and provided timely updates and recommendations so we could stay on top of the process. Overall, Jenny was professional and helped us to achieve a positive result which we are very thankful for--
Aaron ( HDB seller)
--Jenny was very passionate and went the extra miles to help. Thanks to her professional advice and recommendations, I had finally found my dream home--
Yvonne (New launch buyer)
--Appreciate Jenny's clear and prompt communication style with us and other stakeholders. She was also patient and client-centered throughout the process of finding a home that met our criteria. As a first-time home buyer, we appreciate how she went out of her way to explain the process and answer questions we had--
Samantha (Resale condo buyer) Read More
Assuming you're 35 years old or below, the maximum loan tenure is up to 30 years for private property and 25 years for HDB flats.
Based on current financing rules:
Your estimated maximum loan amount is ~$1.12M for private property and ~$550K for HDB.
This means you could potentially afford a private property around $1.5M or an HDB flat around $740K, provided you have about 29% of the purchase price available in cash and/or CPF (covering the 25% down payment and 4% buyer's stamp duty +legal fee etc).
I can help you work out a detailed affordability breakdown and share suitable property options based on your preferences and budget. Feel free to contact me anytime — I’ll be happy to assist you further.
This platform does not allow me to contact you directly so kindly contact me at https://wa.me/6597261112 I would be glad to assist you further.
Thank you and best regards,
Jenny Tran
Propnex Realty Pte Ltd
(HP) +65 97261112
(Email) jenny.tran@propnex.com
BSc (Real Estate) (Hons)-NUS
Testimonial from Satisfied Clients
-- My husband and I wish to commend the sincere attitude and good customer service rendered by your staff Jenny, who handled the sale of our 5R HDB flat early this year. We have met several agents but none as genuine as Jenny. Being a seller agent, she took our interest at heart in handling the sale, unlike other agents who are self-interest. Jenny is punctual and prompt in the whole dealings and we were convinced that such an agent is hard for find nowadays. Jenny is a trustworthy, honest, sincere and hardworking agent. We are happy with her service and would gladly recommend her to our friends in future. Jenny is an asset to Propnex and the organisation should value her. Thank you Jenny for her efforts--
Mr and Mrs Soo (HDB seller)
--Jenny is very committed and responsive to her clients and she has spent hours updating them and looking out for great deals and even tailor-made property proposal geared towards their needs. Will certainly refer her to others and will definitely approach her again in her future--
Nick and Kim (New launch buyer)
--Jenny did a great job helping my wife and I sell our unit. She took active steps to walk our neighbourhood to understand what she was marketing. During the marketing period, she managed potential buyers and provided timely updates and recommendations so we could stay on top of the process. Overall, Jenny was professional and helped us to achieve a positive result which we are very thankful for--
Aaron ( HDB seller)
--Jenny was very passionate and went the extra miles to help. Thanks to her professional advice and recommendations, I had finally found my dream home--
Yvonne (New launch buyer)
--Appreciate Jenny's clear and prompt communication style with us and other stakeholders. She was also patient and client-centered throughout the process of finding a home that met our criteria. As a first-time home buyer, we appreciate how she went out of her way to explain the process and answer questions we had--
Samantha (Resale condo buyer) Read More
Hi,
That would depend on a few things.
1. Is it a fixed income or variable income (commission/bonus component)?
2. Interest rate at that time
3. Age (will affect your loan tenure)
4. Buying HDB, EC or Private
5. Any debt
6. How much cash/cpf available
Assuming you are purchasing a Private property, max tenure of 30yrs and 4.2% interest, earning a fixed income of $120k.
- You will be able to take a rough max loan of $1.12m, translating to purchase price of $1.49m
Assuming you are purchasing a HDB, max tenure of 25yrs and 3% interest, earning a fixed income of $120k.
- You will be able to take a rough max loan of $630k, translating to purchase price of $840k
Hope this info was helpful. Happy to assist you further should you require. You can contact me at 8886 8622
You can find out more about how I help my clients hit record sale prices and find undervalued purchases here:
seowhomes.com Read More
That would depend on a few things.
1. Is it a fixed income or variable income (commission/bonus component)?
2. Interest rate at that time
3. Age (will affect your loan tenure)
4. Buying HDB, EC or Private
5. Any debt
6. How much cash/cpf available
Assuming you are purchasing a Private property, max tenure of 30yrs and 4.2% interest, earning a fixed income of $120k.
- You will be able to take a rough max loan of $1.12m, translating to purchase price of $1.49m
Assuming you are purchasing a HDB, max tenure of 25yrs and 3% interest, earning a fixed income of $120k.
- You will be able to take a rough max loan of $630k, translating to purchase price of $840k
Hope this info was helpful. Happy to assist you further should you require. You can contact me at 8886 8622
You can find out more about how I help my clients hit record sale prices and find undervalued purchases here:
seowhomes.com Read More
There are still missing information required in order to establish an estimate in your case. To assess your loan, we will also need to know your age, as well as if your income is a self employed income or as an employee. Do you also have any financial commitments currently? This is to work out your loan base on TDSR.
On top of that, we will also need to know how much CPF monies is available to be use for the purchase as well as cash funds on hand for the downpayment required.
——
I have been in the real estate business since 2009, with more than 15 years of experience serving the Singapore real estate market.
I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.
Over the years, I have also established a network reaching out to more than 15,900 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.
With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.
We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!
Warmest regards,
Geryl Lim
Deputy Branch Associate Director
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
+65 92787772
www.geryllim.com
My self introductory video on https://www.youtube.com/watch?v=S_2NydENfx0
-----
Note: We value your home as much as you do! Find out the indicative value of your home at http://bit.ly/UrHomeMatters and get monthly update on your home value. Restructure your portfolio with us, speak to us!
Tenants can visit http://bit.ly/SGExpatRental (Official Rental Requirements - Singapore Expatriates) to indicate your rental requirements.
Visit and Like my facebook page at https://www.facebook.com/GerylLimSince2009/ - Aspiring To Be The Best Real Estate Agent In Singapore
Pick up knowledge, skills and Real Estate concepts at https://www.facebook.com/RealEstateXcellence/
New Singapore Expatriates on facebook is up and running. Come join us at https://www.facebook.com/groups/newsgexpats/
-----
Landed Dynamic Alliance
Home of *7772 Hotline
Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ http://l.ead.me/7772 Read More
On top of that, we will also need to know how much CPF monies is available to be use for the purchase as well as cash funds on hand for the downpayment required.
——
I have been in the real estate business since 2009, with more than 15 years of experience serving the Singapore real estate market.
I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.
Over the years, I have also established a network reaching out to more than 15,900 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.
With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.
We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!
Warmest regards,
Geryl Lim
Deputy Branch Associate Director
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
+65 92787772
www.geryllim.com
My self introductory video on https://www.youtube.com/watch?v=S_2NydENfx0
-----
Note: We value your home as much as you do! Find out the indicative value of your home at http://bit.ly/UrHomeMatters and get monthly update on your home value. Restructure your portfolio with us, speak to us!
Tenants can visit http://bit.ly/SGExpatRental (Official Rental Requirements - Singapore Expatriates) to indicate your rental requirements.
Visit and Like my facebook page at https://www.facebook.com/GerylLimSince2009/ - Aspiring To Be The Best Real Estate Agent In Singapore
Pick up knowledge, skills and Real Estate concepts at https://www.facebook.com/RealEstateXcellence/
New Singapore Expatriates on facebook is up and running. Come join us at https://www.facebook.com/groups/newsgexpats/
-----
Landed Dynamic Alliance
Home of *7772 Hotline
Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ http://l.ead.me/7772 Read More
1
1. To purchase an HDB flat, start by submitting an HFE (HDB Flat Eligibility) application to assess your eligibility, grant options, and loan quantum.
2. For private property purchases, consult a bank to obtain an In-Principle Approval (IPA) to understand your maximum loan eligibility.
3. Your affordability depends on a combination of your approved loan amount, available CPF Ordinary Account funds, and cash savings.
4. With a \$10,000 monthly income, no existing loans, a good credit score, and age 35 or below, you can expect:
– Approx. \$1.15 million loan (30 years) for private property
– Approx. \$568,000 loan (25 years) for HDB resale
5. Use these figures along with your CPF and cash to estimate the maximum property price you can comfortably afford.
6. It’s best to run these calculations early in your planning so you can make informed decisions on unit type, location, and financing strategy.
“Plans are nothing; planning is everything.” – Dwight D. Eisenhower
WhatsApp me at: ABLE Toh (65) 9856-9255 or through this link.:https://wa.me/6598569255
----------------------------888--------------------------------888--------------------------->>>
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like renting / selling, buying / or investing, I'm here to help!
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(16) Phoenix Residences, (17) Riviere, (18) Riverfront Residences
(19) Tedge, (20) The Atelier, (21) The Iveria
(22) Verticus, (23) Zyanya, (24) Mayfair Gardens
(5A) ✅ ✅ >> FOR NEW CONDOMINIUM IN
✅ ✅ YEAR 2025 / APARTMENT PROJECTS In Singapore
(5B) ✅ ✅ the LIST :
(1) Arina East Residences, (2) Aurea, (3) Aurelle of Tampines (EC)
(4) Bagnall Haus (former Bagnall Court), (5) Bukit Timah and Duke's Road, (6) ELTA
(7) Former Anson Centre, (8) Former Robertson Walk, (9) Keppel Bay Plot 6
(10) Lentor Central Residences, (11) Marina Gardens Lane, (12) Media Circle GLS
(13) Newport Residences, (14) Orchard Boulevard GLS, (15) Parktown Residence
(16) Plantation Close (EC) (2), (17) The Orie, (18) W Residences Singapore- Marina View
*(5C) ✅ ✅ ✅ DEVELOPER SALES TEAM!!! BEST PRICES !!! ✅ ✅ NO AGENT FEES !! ✅ ✅ LOWEST PRICE GUARANTEED!!!
* C Read More
2. For private property purchases, consult a bank to obtain an In-Principle Approval (IPA) to understand your maximum loan eligibility.
3. Your affordability depends on a combination of your approved loan amount, available CPF Ordinary Account funds, and cash savings.
4. With a \$10,000 monthly income, no existing loans, a good credit score, and age 35 or below, you can expect:
– Approx. \$1.15 million loan (30 years) for private property
– Approx. \$568,000 loan (25 years) for HDB resale
5. Use these figures along with your CPF and cash to estimate the maximum property price you can comfortably afford.
6. It’s best to run these calculations early in your planning so you can make informed decisions on unit type, location, and financing strategy.
“Plans are nothing; planning is everything.” – Dwight D. Eisenhower
WhatsApp me at: ABLE Toh (65) 9856-9255 or through this link.:https://wa.me/6598569255
----------------------------888--------------------------------888--------------------------->>>
(1) "If you need more assistance with property matters:
like renting / selling, buying / or investing, I'm here to help!
WhatsApp me at: ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255
(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )
(2) (*) ✅✅ You can READ my REVIEWS here:
✅✅ https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.
(3) ✅✅ For PRIVATE Home Buyers, I offer solutions for sourcing resale and new PRIVATE homes at ✅✅ ZERO charge (Because Most PRIVATE seller Agent are willing to share commission with Buyer Agent)
* You can reach me at my Singapore mobile: (65) 9856 9255 or email me at Able.selling@gmail.com.
From: ABLE Toh- Your Property ASSISTANT : ）
“ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ”
=========
(4A)✅✅ For the Below Condominium that may Achieve TOP ( Temporary Occupation Permit / Relatively New Condominium which may faced Difficulties/ Challenges to rent / sell at your Expected Pricing as facing too many neighbour’s units competing to Sell / Rent Out ,...
(4B)✅ ✅ ✅ I am okays NOT TO be the Sole Exclusive Agent , but the “ Open Listing “, additional pair of hands to help you bring the matching buyer / tenant . “ May the Hardworking + Lucky agent close the Deal !!, ( Whether it’s me or another agent ,✅✅✅ I will still be HAPPY FOR THE OWNER !! ✅✅My advantage is : I myself , have a Small Team of Agents who will work together with me to cast a wider Marketing Nets to Reach Your Goal !!!
Below is a list for reference >> see if YOUR CONDOMINIUM IS BEING MENTIONED:
(4C)✅ ✅ ✅
(1) Affinity At Serangoon, (2) Canninghill Square, (3) Dairy Farm Residences
(4) Forett at Bukit Timah, (5) KI Residences At Brookvale, (6) Kent Ridge Hill Residences
(7) Leedon Green, (8) Lavender Residence, (9) Meyer Mansion
(10) MeyerHouse, (11) Midwood, (12) M Suites
(13) NoMa, (14) One-North Eden, (15) One Pearl Bank
(16) Phoenix Residences, (17) Riviere, (18) Riverfront Residences
(19) Tedge, (20) The Atelier, (21) The Iveria
(22) Verticus, (23) Zyanya, (24) Mayfair Gardens
(5A) ✅ ✅ >> FOR NEW CONDOMINIUM IN
✅ ✅ YEAR 2025 / APARTMENT PROJECTS In Singapore
(5B) ✅ ✅ the LIST :
(1) Arina East Residences, (2) Aurea, (3) Aurelle of Tampines (EC)
(4) Bagnall Haus (former Bagnall Court), (5) Bukit Timah and Duke's Road, (6) ELTA
(7) Former Anson Centre, (8) Former Robertson Walk, (9) Keppel Bay Plot 6
(10) Lentor Central Residences, (11) Marina Gardens Lane, (12) Media Circle GLS
(13) Newport Residences, (14) Orchard Boulevard GLS, (15) Parktown Residence
(16) Plantation Close (EC) (2), (17) The Orie, (18) W Residences Singapore- Marina View
*(5C) ✅ ✅ ✅ DEVELOPER SALES TEAM!!! BEST PRICES !!! ✅ ✅ NO AGENT FEES !! ✅ ✅ LOWEST PRICE GUARANTEED!!!
* C Read More
I would be glad to assist you.
Feel free to contact me at wa.me/6597100155
Hope to hear from you soon.
Pei Mobile: (65) 9 7 1 0 0 1 5 5.
Email: peicheng.tan@propnex.com
Associate Group Director
Propnex Realty Pte Ltd Read More
Feel free to contact me at wa.me/6597100155
Hope to hear from you soon.
Pei Mobile: (65) 9 7 1 0 0 1 5 5.
Email: peicheng.tan@propnex.com
Associate Group Director
Propnex Realty Pte Ltd Read More
Hi You would be able to purchase at least $1-1.2m apartment if you are in the range of 35-40yrs old. Do contact me at 97970200
to understand more and discuss.
Mark, your RIGHT choice
Propnex Read More
Mark, your RIGHT choice
Propnex Read More
Hi,
1) The below suggestions are merely based on the amount of housing loan you could received based on your income with 25 loan tenure, it disregards the amount of downpayment you could have, any credit issue you might have, and eligibility of buying an HDB resale flat.
(a) Private residential property: ~$1.5M
(b) HDB flat: ~$800k
All the best!
Please give me a thumbs-up if the answer provided is relevant to your main concern. Thanks!!!
Hope the above answers your main concerns, but if there are more queries, please feel free to contact me at 90110636 , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.
Best regards
Ling CK
90110636
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer Read More
1) The below suggestions are merely based on the amount of housing loan you could received based on your income with 25 loan tenure, it disregards the amount of downpayment you could have, any credit issue you might have, and eligibility of buying an HDB resale flat.
(a) Private residential property: ~$1.5M
(b) HDB flat: ~$800k
All the best!
Please give me a thumbs-up if the answer provided is relevant to your main concern. Thanks!!!
Hope the above answers your main concerns, but if there are more queries, please feel free to contact me at 90110636 , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.
Best regards
Ling CK
90110636
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer Read More
1
With an annual income of $120,000 (or $10,000 per month), you're well-positioned to purchase an HDB flat. However, certain grants, like the Enhanced CPF Housing Grant (EHG) for singles, are tailored for those with monthly incomes up to $4,500, so you might not qualify for this particular grant.
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PropertyGuru
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To determine your maximum loan eligibility and explore available grants, it's advisable to apply for an HDB Flat Eligibility (HFE) letter. This letter will provide a comprehensive overview of your eligibility for various housing options and financial assistance. Additionally, you can log into your CPF account to review your Ordinary Account balance, which will help in budgeting for your property purchase.
If you need assistance interpreting your HFE letter or navigating the next steps in your home-buying journey, feel free to reach out. I'm here to help you make informed decisions.
Warm regards,
Alphaeus (Mr Alpha)
Associate Marketing Director, Huttons Asia Pte Ltd
CEA Reg No: R067999F Read More
+9
99.co
+9
PropertyGuru
+9
To determine your maximum loan eligibility and explore available grants, it's advisable to apply for an HDB Flat Eligibility (HFE) letter. This letter will provide a comprehensive overview of your eligibility for various housing options and financial assistance. Additionally, you can log into your CPF account to review your Ordinary Account balance, which will help in budgeting for your property purchase.
If you need assistance interpreting your HFE letter or navigating the next steps in your home-buying journey, feel free to reach out. I'm here to help you make informed decisions.
Warm regards,
Alphaeus (Mr Alpha)
Associate Marketing Director, Huttons Asia Pte Ltd
CEA Reg No: R067999F Read More