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Hi

Approx $900k purchase price as the downpayment stamp duties works out to approx $250k, which is the constraint in your case and what you have on hand at the moment. There are options in the resale market for this.

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more

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Mr Wang & Ms Ng : We want to convey our thanks to Ivan, who helped us find our first home. Ivan was very responsive when we first met, and took time to understand our needs and requirements for our first home. He helped us narrow down our criteria and gave us good advice on how to structure our mortgage as well. He also made a great recommendation of an area we never thought of, and it was where we eventually bought our home. We appreciate Ivan's thoroughness in pros and cons of all our options that we viewed. We never felt pressured or rushed to make a decision. In fact, Ivan gave honest and useful inputs on the considerations of acting immediately or waiting. All in all, it was a very smooth experience and we ate very happy with the unit we bought. Thank you very much, Ivan! Read More

*Your max loan is approx 750k but we are constrained by the cash plus cpf funds on hand, which restricts us to approx $900k purchase price Read More

Hi,

Based on the figures that you provided, a comfortable range for you would be around $850k to $900k.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile +65 97 48 63 05. I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
+65 97 48 63 05
PropNex Realty Read More

With your existing funds on hand, the maximum purchase price you can go for is around $900k, subjected to your loan eligibility (estimated max amount of about $800,000 considering interest rate environment of 4% and that you do not have existing financial commitments.) Read More

1. Given your financial details, a suitable price range for your property would be between $800k and $900k.

2. Your maximum loan is about $750k, but due to the available cash and CPF funds, your effective purchasing power is limited to roughly $900k.

3. The down payment and stamp duties amount to around $250k, which is a key factor in your budget, but there are resale market options within this range.

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