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Good morning Faith, As you have an outstanding housing loan, you will only be able to loan up to 50%; or 30% if the loan tenure is more than 30 years or extends past age 65. Downpayment of 50%: 25% cash - $375k 25% CPF/ cash - $375k For 25% CPF, you have to set aside a minimum sum (combined of OA and SA) before you can use the excess to finance the downpayment component. Other misc costs: BSD: $39.6k ABSD: $105k (if you are a SC) Lawyer fees: $3k Mortgage stamp duty: $600 BSD and ABSD can be funded by CPF funds if you have enough after the 25% CPF downpayment. Hope it helps! Warmest Regards, YT TAN 陈永达 | ACCA Graduate, RES Senior District Manager R043025D ECG Property Pte Ltd (A Wholly Owned Subsidiary of ECG Group of Companies) Estate Agent no. L3009759F Blk 190 Lorong 6 Toa Payoh #05-508 S (310190) (M): +65 9111 5171  (E): yt.lovelyhomes@gmail.com (W): www.yttan.com (W): yttan.stproperty.com.sg/ (W) www.lovelyhomes.com.sg (W) www.ecgproperty.com Read More