AskGuru Q&A Community

When is your home loan lock in period due? As long as you have a recognised income, you should be able to do refinancing, depending on the outstanding loan amount. I can get my mortgage partner who is a mortgage broker to assist further. He has access to all bank loan packages across the different banks in Singapore.

I have been in the real estate business since 2009, with more than 13 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Warmest regards,
Geryl Lim
Associate Group Director
Salesperson Registration No. R014783H
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
[main] +65 6471 8888  [mob] +65 81577565  [LDA] +65 92787772 
www.geryllim.com

My self introductory video on https://www.youtube.com/watch?v=S_2NydENfx0

-----

Note: We value your home as much as you do! Find out the indicative value of your home at http://bit.ly/UrHomeMatters and get monthly update on your home value. Restructure your portfolio with us, speak to us!

Tenants can visit http://bit.ly/SGExpatRental (Official Rental Requirements - Singapore Expatriates) to indicate your rental requirements.

Visit and Like my facebook page at https://www.facebook.com/GerylLimSince2009/ - Aspiring To Be The Best Real Estate Agent In Singapore

Pick up knowledge, skills and Real Estate concepts at https://www.facebook.com/RealEstateXcellence/

New Singapore Expatriates on facebook is up and running. Come join us at https://www.facebook.com/groups/newsgexpats/

-----
Landed Dynamic Alliance
Home of *7772 Hotline
Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ http://l.ead.me/7772 Read More

Hi,

I would be most glad to assist you further and please feel free to let me know if you need any assistance. Have a good day ahead. By the way, could I refer a mortgage broker to you?

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Hello,

Can I refinance my home loan?

Does refinancing hurt your credit?
What will happen if I refinance my mortgage?
What are the disadvantages of refinancing your home?
Is it a good idea to refinance a loan?

Yes, it is possible to refinance your home loan in Singapore. Here are some key points to keep in mind:

• Refinancing is the process of taking out a new home loan to replace your existing home loan.

• There are a few reasons why people refinance their home loans, including to get a better interest rate, to reduce their monthly repayments, or to switch to a different type of loan.

• To be eligible for refinancing, you must have an existing home loan that is not in default, and you must be able to meet the eligibility criteria of the new bank or financial institution.

• When refinancing, you will need to go through a similar application process as when you first applied for your home loan, including a credit assessment and property valuation.

• Refinancing may involve fees and charges, such as legal fees, valuation fees, and prepayment penalties on your existing loan. Be sure to take these costs into account when considering refinancing.

• It's a good idea to shop around and compare offers from different banks or financial institutions to find the best refinancing deal for your situation.

• Refinancing can be a good option for homeowners who want to save money on their home loan, but it's important to carefully consider the costs and benefits before making a decision. It's always best to consult with a mortgage specialist or home loan expert for personalized advice.

==============================
Copy, and paste this link into your browser

https://wa.me/c/6583004411
https://www.youtube.com/@AskRealtorMani/videos

Check the above links, not only you will get the answer,
but also other relevant questions that people already asked.
==================================================

People also asked similar questions, to get detailed and specific answers via live chat now
#AskRealtorMani @AskRealtorMani +65 8300 4411 
WhatsApp:
https://wa.me/6583004411

Check my profile https://linktr.ee/AskRealtorMani (New)
(Get the updated list of lowest-priced properties)

Watch more than 500+ Videos, Practical Property Tips

https://www.youtube.com/AskRealtorMani?sub_confirmation=1

Read more practical property tips

https://askrealtor.sg/blog/

How much is my home worth?

https://www.srx.com.sg/mysg-home?inviteId=852922

Watch my latest videos, Get more practical property tips, and Join me on TikTok Now https://now.tiktok.com/@askrealtormani/invite?_t=8XjJ2yJiKtF

Read more latest property tips at my blog site https://askrealtormani.blogspot.com/
Quora https://www.quora.com/profile/Mani-Subramanian-Veeramani-1

Latest infographics on Pinterest https://www.pinterest.com/AskRealtorMani/

Check my profile https://linktr.ee/AskRealtorMani (New)

Get 1000+ Practical tips for property buying, selling, and investing

>>> https://wa.me/c/6583004411

Get all these at no cost to you and more...

Below Market Value Properties Deals - ALERT

Auction and Private Treaty, Fire Sale - LIST

Indicative Home Valuation - REPORT

Latest Property News, Trends, Market Outlook - REPORT

Financing and Marketing Analysis Reports - PROPOSAL

Legal and Tax Planning - RESOURCES

Compare Freehold Vs Leasehold properties - CHART

Compare New launch Vs Resale properties - CHART

Loan, Tax, CPF, Property financing - CALCULATORS

Rental yield, capital gain, EnBloc potential - CALCULATORS

For the buyer, get value buy property - LIST

For the seller, let my ready buyer view your property - VIEW

For the investor, get the list of below market value properties - DEALS

For tenants and landlords to find faster and better deals - RENTAL

Buying and/or selling a property?

I can help you to avoid costly mistakes, and save eff Read More

WhatsApp me at: ABLE Toh (65) 9856-9255  or through this link.:https://wa.me/6598569255
----------------------------888--------------------------------888--------------------------->>>
(1) "If you need more assistance with property matters:
like renting / selling, buying / or investing, I'm here to help!
WhatsApp me at: ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255
(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )

(2) (***) ✅✅ You can READ my REVIEWS here:
✅✅ https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.

(3) ✅✅ For PRIVATE Home Buyers, I offer solutions for sourcing resale and new PRIVATE homes at ✅✅ ZERO charge (Because Most PRIVATE seller Agent are willing to share commission with Buyer Agent)

*** You can reach me at my Singapore mobile: (65) 9856 9255  or email me at Able.selling@gmail.com.

From: ABLE Toh- Your Property ASSISTANT : ）
“ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ”
=========
(4A)✅✅ For the Below Condominium that may Achieve TOP ( Temporary Occupation Permit / Relatively New Condominium which may faced Difficulties/ Challenges to rent / sell at your Expected Pricing as facing too many neighbour’s units competing to Sell / Rent Out ,...
(4B)✅ ✅ ✅ I am okays NOT TO be the Sole Exclusive Agent , but the “ Open Listing “, additional pair of hands to help you bring the matching buyer / tenant . “ May the Hardworking + Lucky agent close the Deal !!, ( Whether it’s me or another agent ,✅✅✅ I will still be HAPPY FOR THE OWNER !! ✅✅My advantage is : I myself , have a Small Team of Agents who will work together with me to cast a wider Marketing Nets to Reach Your Goal !!!
Below is a list for reference >> see if YOUR CONDOMINIUM IS BEING MENTIONED:
(4C)✅ ✅ ✅
(1) Affinity At Serangoon, (2) Canninghill Square, (3) Dairy Farm Residences
(4) Forett at Bukit Timah, (5) KI Residences At Brookvale, (6) Kent Ridge Hill Residences
(7) Leedon Green, (8) Lavender Residence, (9) Meyer Mansion
(10) MeyerHouse, (11) Midwood, (12) M Suites
(13) NoMa, (14) One-North Eden, (15) One Pearl Bank
(16) Phoenix Residences, (17) Riviere, (18) Riverfront Residences
(19) Tedge, (20) The Atelier, (21) The Iveria
(22) Verticus, (23) Zyanya, (24) Mayfair Gardens

(5A) ✅ ✅ >> FOR NEW CONDOMINIUM IN
✅ ✅ YEAR 2025 / APARTMENT PROJECTS In Singapore
(5B) ✅ ✅ the LIST :
(1) Arina East Residences, (2) Aurea, (3) Aurelle of Tampines (EC)
(4) Bagnall Haus (former Bagnall Court), (5) Bukit Timah and Duke's Road, (6) ELTA
(7) Former Anson Centre, (8) Former Robertson Walk, (9) Keppel Bay Plot 6
(10) Lentor Central Residences, (11) Marina Gardens Lane, (12) Media Circle GLS
(13) Newport Residences, (14) Orchard Boulevard GLS, (15) Parktown Residence
(16) Plantation Close (EC) (2), (17) The Orie, (18) W Residences Singapore- Marina View
***(5C) ✅ ✅ ✅ DEVELOPER SALES TEAM!!! BEST PRICES !!! ✅ ✅ NO AGENT FEES !! ✅ ✅ LOWEST PRICE GUARANTEED!!!
*** Connect Singapore Line: (65) 9856*9255
FOR : UPDATED INFO / E- BROCHURE / FLOOR PLAN / PRICE LIST!!!

QUOTE OF THE DAY " In negotiations, the most important thing is not to win or lose, but to find a solution that is mutually beneficial." Read More