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Hi i want to know is there a way for me to buy a house after taken HDB loan 2x n could not apply for bank loan as i hv outstanding loan with them? at this time i am renting a house for my family of 6 poeple..i hv no hard cash but have at least 200k cpf n hubby hv been working with a company for more than 15 yrs..pls help!!
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1 Answer

Mike Lim
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Afternoon Yan,

Try to apply for bank loan and ask them for documentation stating that your application is not approved. Use this letters appeal for HDB market rate loan. However, it's still subjected to approval against your income and credit record.

Your next hurdle would be: how to get a unit without COV?

Best of luck.
Mike Lim
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