My Answer with regards to your Question:
You can tap on your CPF Ordinary Account (OA) savings* to pay the legal fees and stamp duty in full. For stamp duty of a property that is already completed, you can pay cash first and get reimbursed from your CPF account later. If the property is still under construction, you can pay the stamp duty directly through your CPF.
*When you sell your flat, you’ll need to refund the money from your OA that was used for your home purchase. This includes the legal fees and stamp duty.
If you are taking a bank loan, you will have to appoint an external solicitor to handle the entire process. The cost can range from $2,500 - $3,000 on average. You can pay this with cash or CPF but do check with the law-firm if you can pay in full using your CPF.
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