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Hi,

I would be most glad to assist you further and pls feel free to let me know if you need any assistance. Have a good day ahead. By the way, yes you can and have you hit the MOP?

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Hi, appreciate your sharing. If less than 5 years MOP, can rent out rooms. If more than 5 years MOP, can rent out whole unit.
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More

Good day to you,

The HDB flat buyer must fulfill 5 years' MOP before they are eligible to rent out the entire unit.

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Regards
Mike Lim
 96929209 
R026708F
m52i@yahoo.com
ERA Read More

There are several critierias to meet before you are eligible to rent out an open market purchased HDB flat, which is more commonly known as resale flats.

The owners have to be Singapore Citizen household, and they must have fulfilled the 5 years Minimum Occupation Period before they are eligible to rent out the whole unit.

Hope this helps!

——

I have been in the real estate business since 2009, with more than 14 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 15,900 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

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 +65 92787772 
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Here’s a clear and concise breakdown of the **Minimum Occupation Period (MOP)** rules for HDB flat owners in Singapore:

1. **5-Year MOP Requirement**:
- HDB flat owners must physically occupy their flat for at least **5 years** before they are allowed to rent out the **entire unit**.
- This rule applies to both **BTO flats** and **resale flats** purchased with CPF housing grants or an HDB loan.

2. **Partial Rental During MOP**:
- During the 5-year MOP, owners are allowed to rent out **spare bedrooms** but must continue living in the flat themselves. Renting out the entire unit is not permitted.

3. **Exceptions to MOP**:
- In exceptional cases (e.g., financial hardship, medical reasons), HDB may grant approval to rent out the entire flat before the MOP is fulfilled. However, this is subject to strict assessment and approval.

4. **Consequences of Breaching MOP**:
- Violating the MOP rules (e.g., renting out the entire unit before 5 years) can result in penalties, including fines or compulsory repossession of the flat by HDB.

5. **After Fulfilling MOP**:
- Once the 5-year MOP is met, owners can rent out the entire unit, subject to HDB’s approval and eligibility conditions (e.g., citizenship, income ceiling for non-citizen tenants).

*"Rules are not necessarily sacred, principles are."* – Franklin D. Roosevelt

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I would be glad to assist you.
Feel free to contact me at wa.me/6597100155
Hope to hear from you soon.
Pei Mobile: (65) 9 7 1 0 0 1 5 5.
Email: peicheng.tan@propnex.com
Associate Group Director
Propnex Realty Pte Ltd Read More

hi,

Yes you can. If you are singaporean owner and your unit has met 5 years MOP.

I can assist you in finding the right buyer or tenant. Please refer to my testimonials below for your consideration.

This platform does not allow me to contact you directly so kindly contact me at https://wa.me/6597261112 I would be glad to assist you further.

Thank you and best regards,

Jenny Tran
Propnex Realty Pte Ltd
(HP) +65 97261112 
(Email) jenny.tran@propnex.com
BSc (Real Estate) (Hons)-NUS

Testimonial from Satisfied Clients
-- My husband and I wish to commend the sincere attitude and good customer service rendered by your staff Jenny, who handled the sale of our 5R HDB flat early this year. We have met several agents but none as genuine as Jenny. Being a seller agent, she took our interest at heart in handling the sale, unlike other agents who are self-interest. Jenny is punctual and prompt in the whole dealings and we were convinced that such an agent is hard for find nowadays. Jenny is a trustworthy, honest, sincere and hardworking agent. We are happy with her service and would gladly recommend her to our friends in future. Jenny is an asset to Propnex and the organisation should value her. Thank you Jenny for her efforts--
Mr and Mrs Soo (HDB seller)

--Jenny is very committed and responsive to her clients and she has spent hours updating them and looking out for great deals and even tailor-made property proposal geared towards their needs. Will certainly refer her to others and will definitely approach her again in her future--
Nick and Kim (New launch buyer)

--Jenny did a great job helping my wife and I sell our unit. She took active steps to walk our neighbourhood to understand what she was marketing. During the marketing period, she managed potential buyers and provided timely updates and recommendations so we could stay on top of the process. Overall, Jenny was professional and helped us to achieve a positive result which we are very thankful for--
Aaron ( HDB seller)

--Jenny was very passionate and went the extra miles to help. Thanks to her professional advice and recommendations, I had finally found my dream home--
Yvonne (New launch buyer)

--Appreciate Jenny's clear and prompt communication style with us and other stakeholders. She was also patient and client-centered throughout the process of finding a home that met our criteria. As a first-time home buyer, we appreciate how she went out of her way to explain the process and answer questions we had--
Samantha (Resale condo buyer) Read More

I would be glad to assist you.
Feel free to contact me at wa.me/6597100155
Hope to hear from you soon.
Pei Mobile: (65) 9 7 1 0 0 1 5 5.
Email: peicheng.tan@propnex.com
Associate Group Director
Propnex Realty Pte Ltd Read More