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Based on the scenario you've described, you and your spouse would be considered second-timer applicants when applying for a new Build-To-Order (BTO) flat or Executive Condominium (EC) after fulfilling the Minimum Occupation Period (MOP) of your current resale flat.

It's advisable to apply for an HDB Flat Eligibility(HFE) letter via the HDB Flat Portal to get a comprehensive understanding of your eligibility and financing options before proceeding with your application.

https://www.hdb.gov.sg/cs/infoweb/residential/buying-a-flat/understanding-your-eligibility-and-housing-loan-options/flat-and-grant-eligibility/couples-and-families Read More

Hi

Your application will be considered under first timer application.

https://www.hdb.gov.sg/residential/buying-a-flat/buying-procedure-for-new-flats/application/priority-schemes

Click the Priority for first timers section and they have indicate the info.

However, do note HDB regulations can change anytime and 5 years down the road, this may no longer apply.

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more

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Hi JH,

For your case, you will be considered as a 2nd timer. This is because you have purchased your current flat with grant and therefore this current flat is considered as a subsidized housing and therefore you have already utilise the first timer chance.

To confirm this, you may apply for a HDB Flat Eligibility Letter and it would be stated inside that if you were to purchase another subsidised housing, you will be liable for resale levy.

Please feel free to contact me so that I can assist you further!

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With his help, we finally managed to sell our unit at a price within our expectations, bef Read More

Since you previously purchased a resale flat with a housing grant, you will be considered a second-timer applicant when applying for a new BTO flat or EC after fulfilling the MOP.

It is recommended to apply for the HDB Flat Eligibility (HFE) letter through the HDB Flat Portal to confirm your eligibility status, financing options, and whether a resale levy applies.

Keep in mind that HDB policies may change over time, so it is essential to stay updated to avoid any surprises down the road.
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Hi,

Based on HDB’s current regulations. “Couples comprising a first-timer and second-timer are treated as first-timer families and enjoy the same priority benefits and privileges.”

https://www.hdb.gov.sg/residential/buying-a-flat/buying-procedure-for-new-flats/application/priority-schemes
(Under priority for first timer)

Happy to assist you further should you require. You can contact me at 8886 8622  (Ryan)

You can find out more about how I help my clients hit record sale prices and find undervalued purchases here:
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Hi,

1) When you claim grants for a resale flat. It means you are utilizing the 1st timer priority for a BTO/SBF.
2) When your spouse received her PR status while living in the flat. You should apply for the Top-Up grant to claim the difference for the prevailing grants received within 6 months of receiving her new residential status.
3) You may apply for a BTO/EC upon reaching MOP for the current flat. You will be categorized as a 2nd timer for the application.
4) You should not apply for the grants while buying the resale flat if you intend to keep your 1st timer priority.
5) You will also be subject to a resale levy when buying a BTO/EC.

All the best!

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Hope the above answers your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
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