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Hi Gurus,

Need your advice. Currently my sister and I co-own a HDB flat and she is servicing the bank loan through her CPF account (and nothing from my CPF account).

I am looking to purchase a private property now, so am I caught under the new ruling where the bank financing is capped at 70% and I need to fork out at least 10% cash and balance 20% CPF? Or I am still eligible to loan up to 80%?

Thanks in advance!
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