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Hi Gurus,
Pardon me for the simple questions I am going to raise.

First of all, I am staying in a 3 room flat currently (No outstanding in Eunos) and recently, I spotted a 99 years leasehold bungalow at Riverina area. Seller asking for approximately 2.5M and I am quite interested in it.

However, just curious what are the bank loan options available (Conditions for bank loan) and how is the utility charges equivalent of Conservatory Tax in a HDB being charged?

Also, what are the disadvantages of a 99 year leasehold? Will we make a lost at the point we surrender the property?

Is now the right time to buy?

Perhaps the gurus can give me your professional advices.

I am viewing the unit this Saturday.

Thank you in advance.
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