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I am reaching to 55 this August and I am SPR. I have my HDB house in an old estate reaching already 40 years. Besides it, the house is getting smaller for my needs. I want to sell it and buy a larger house in some new estate BUT I do have some overseas property as well. I understand that if I sell my present old HDB, I cannot buy a new HBD since I am having overseas property. As I said I am reaching 55 and I need some rental income support in the coming days. On top of it I am having a sort of sickness which can affect my bones resulting that I may not be able to work and it is the major reason of buying overseas property for rental income. Obviously I cannot sell my overseas property since no one is going to support me and my family if I am unable to work. Is there any way to overcome this situation? Can I approach HDB to allow me to sell the OLD HDB and buy a new one while I retain my overseas property? Thanks in advance for your guidance.
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2 Answers

Morning,

As SPR, you are not eligible for BTO units.
In respect to whether you can keep your private properties overseas while you sell your current HDB unit and upgrade to another HDB unit, we will need to write in for appeal before any decision can be made.
As you are approaching 55, do note that you might not be able to utilize all the CPF fundings for the upcoming purchase as it will be locked in your retirement account.

FYI
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
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  • MI
    Dear Mike
    I am grateful for your kind reply to my question. Actually I am not looking for any grants or concession from Government for the purchase. Further I know that I shall not be able to use my CPF funding but I can still upgrade to a newer HDB if I am allowed to do. What I understand from your reply that I can 'appeal' to HDB for allowing me to upgrade. Am I right to understand you correctly?

    Thank you

    Kind rgds
    M Ilyas
Hi Mr Llyas,

With regards to your query, we will have to take it step by step. As it is of intricate nature due to regulations, do take tackle each issue at once - as it is not just limited to appealing to HDB, but your age does also impact your purchase due to utilization of CPF.

Do contact me should you need assistance, to run you through the whole process.

Visit my website to view all my recent accolades - esteemed awards and testimonials to gather more information on me: www.kumarrai.com

D Kumar
 +65 96659926 
ERA Associate Division Director
www.kumarrai.com
www.singapore-newproperties.com.
contactdkumarrai@gmail.com

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