AskGuru Q&A Community

Good morning,

you wont be able to purchase a resale HDB under single scheme cause you are below 35 years old.

Be it you take bank or HDB loan, you have to register intent to buy to buy a resale HDB. So if you wish to buy a resale HDB, you have to be married and buy under non citizen spouse scheme.

Hope my sharing helps in aiding in your enquiry. May I know how can I value add further in your property needs?

Best regards,

YT Tan
Property Kaki
You dream. I create. We make it happen!
Association of Chartered Certified Accountants Graduate
Singapore Accredited Mortgage Planner

Contact:
Mobile: 91115171 
Email: yt.tan91115171@gmail.com

Do follow me on:

IG: instagram.com/propertykaki
FB: https://www.fb.com/propertykaki/
YouTube: https://bit.ly/Youtube_PropertyKaki

To find out what’s the estimated valuation of your existing house, try our SRX property tracker.

You will receive free sms update on a monthly basis.SRX property tracker: http://bit.ly/yt_proptrack Read More

Hi,

1) I'm pretty sure this hearsay you heard of is incorrect.
2) You must solemnize before you are eligible to buy an HDB flat under the Non-Citizen Spouse Scheme.

3) You may try to do a registration of "Intent to buy" if you still have doubts about my reply.
https://services2.hdb.gov.sg/webapp/BB31AWDashboardWeb/BB31PLogin.jsp

4) This "Intent to buy" once registered is valid for 12 months. Thus you don't have to worry that you are being forced to rush into a purchase.
5) Unless you have a strong financial status for the purchase, I would suggest you apply for an HDB loan (HLE). Because you will only need to have a 10% (ash and/or CPF) down payment.
6) This loan is really very helpful for us to start our family where we need money in many ways.
7) It is also advisable for you to apply for an HLE before you dash out to view any units. This HLE can last you for 6 months. Please see instructions below:
https://www.hdb.gov.sg/cs/infoweb/-/media/doc/EAPG-COS/retrieve-draft-hle-application.pdf

Hope the above answer to your main concerns, but if there are more query, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

Note:
Any response to our answer does not reach us.
The best way to get a follow-up is to Whatsapp or email us directly. Read More

Hi Sir,

You will have to register your Intent to Buy before being able to be granted an OTP, regardless of HDB loan or Bank loan.

If you're unsure of the HDB purchase procedure, I strongly advise you to engage a professional to assist you in your purchase, and not based on hearsay. Afterall, this is perhaps going to be the biggest purchase in your lifetime till date.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

Hi
Unfortunately this is not possible as those under bank loan need to register intent to buy too. I am specialised in HDB transactions. Do contact me at 93375051  for a free and non obligatory discussion on this.

Regards
Mohammad Taufik Bin Hussein (Taufik Hussein)
ERA Realty Network Pte Ltd
CEA Reg No: R061607B Read More