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Hello!

Good day to you!
I’m Daniel Tan from Huttons.

You can still apply for the HDB loan, as one of the applicant in purchase is a local Singapore Citizen.

However to be eligible for the loan, you must not have any other residential property under your name within the past 30 months, have not previously taken 2 time HDB loan and also do note of the household income ceiling of S$10K per month.

The most important factor that you have to take note will be the additional buyer stamp duty. You will be looking at an additional buyer stamp duty of 15%, as your spouse is a foreigner.

Do contact me to allow me to assist you in finding your next home.
Hear from you soon.

Any other queries?
Please always feel free to contact me for a non-obligated discussion on how I can assist you with your real estate needs.

Have a great day ahead.

Best Regards

Daniel Tan
Huttons Asia Pte Ltd
 (+65) 94775100 
daniel.tck@outlook.com Read More

Good day.
As your spouse is not eligble to get a loan. The housing loan will only be based on your income. Do give me a call at 91442664  so we could discuss in details.
I am contactable via 91442664 
Tricia Tan Read More

Afternoon,

Based on your situation, you can purchase resale HDB unit under non-citizen spouse scheme if you are SC. However, you will need to provide your ROM certificate within 3 months from key collection of the unit. Loan mortgage will be calculated based solely on your income. If you are earning lesser than $5k, you will be eligible for HDB loan and single grant.

Do feel free to contact me for further discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Hi, I am able to assist you along the process, importantly the financial plan with the cost break down.

I am reachable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More