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Hi, the max loan for HDB will be at 90% whereas the max loan for the bank will be at 80%. There are pro and con from borrowing either of these. Pls feel free to let me know if you need any assistance.

Regards
Aaron
 97308455 
aaronchong2774@yahoo.com.sg Read More

Good morning buyer,

You are right to find out how much you can loan before househunting.

You can send in your HLE application via the link below or get in touch with me so my banker can advise you on that.

Btw do take note that you have to fork out 20% downpayment (5% cash and 15% CPF/ cash) if you obtain bank loan but just 10% downpayment (can be fully paid by CPF) if you obtain a HDB loan.

https://services2.hdb.gov.sg/webapp/BP27AWHLEApplication/BP27SHome

Feel free to contact me if you need any assistance or advice in your property purchase. Cheers!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com
(W): www.propertyavenue.com.sg Read More

Morning,

In order to understand how much loan you are eligible for, you can either apply for HLE online, if either of you are SC or my banker can assist you on the assessment.

Do contact me for detail discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Hi
With a salary of 5k, expected hle or aip is estimated to be around 360-375K.
I would love to assist you in the whole buying process, feel free to reach me at 91442664  for a detailed discussion.
Tricia Tan
 91442664  Read More

Hi there,

Do contact me at 9659926 and we can discuss the possibilities of either a HLE or Bank loan which will best facilitate your home purchase. It's apt to tap onto a professional advise and expertise if you are unsure- as it saves time & hassle and potentially extra cash when you are unable to press on and negotiate further to get a better deal. For a nominal fee, you will be covered from financial cash flow calculations, shortlist and arranging of viewings, negotiation, post deal paperwork and coordination and guidance of legal work and beyond.

Visit my website to view all my recent accolades - esteemed awards and testimonials to gather more information on me: www.kumarrai.com

D Kumar
 +65 96659926 
ERA Associate Division Director
www.kumarrai.com
contactdkumarrai@gmail.com

#1 team of ERA in Singapore, Asia Pacific and international for 2014.

About Me-
ERA Top Achievers 2013/14
ERA Multi-Million Dollar Club Award
2014 ERA Asia-Pacific Business Conference Elite Award

P Group-
2015 February ERA Top Achievers
2014 Overall Top Achievers
2014 Aug/Sept/Dec ERA Top Achievers
2014 3rd Quarter ERA Top Achievers Read More

Hi there, I assume this is the first time you guys are getting a property. before you proceed, it would be best for you guys to understand the timeline, financial aspect and HDB regulations some example would be the amt of leveraging available to you guys, the kind of grants you can get, and the difference between a bank loan and HDB loan. Do drop me a call or e mail for a detailed discussion before you guys proceed with your house hunting.
Cheers
Rix Jim
 9687 1379 
rix.jim@hotmail.com
Propnex Read More