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Hi Daniel,

Do you have a need to move in immediately since you have mentioned BTO is out for you? We are looking at an upcoming project in Fernvale with the projected pricing of a studio unit from $3XXk upwards, which is very affordable from private condo perspective. With the Seletar Aerospace Hub developing fast and furiously, the anticipated rental demand there should be very healthy.

Let me know more about your plans going forward in terms of what are your needs and moving forward with plans to migrate, owning a private property could be a better option.

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Regards,

Geryl LIM
Real Estate Director
Masters Of Real Estate
M.O.R.E Property Pte Ltd (L3010548F)
CEA Reg R014783H
Mobile: +65-81577565  /+65-92787772
Email: geryl7772@gmail.com

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Hi Mr. Daniel,

Firstly, may I know since you have paid off all your debts, I assume you own a housing unit at the moment. If its HDB, have you met the MOP of 5 years? If so you are eligible to purchase.

Next, may I know do you need the unit in the next 6 months? Are you open to under construction projects? Depending on the location, some resale HDB may not have much appreciation potential given they may have changed hands at least once. Is your intention to stay in the unit for the next 5-10 years before migration? May i have more details so to understand your situation so to further value-add to your objectives? Thanks and hope to discuss further.

Warm regards
Ivan ERA
 97432395 
Ivanng10@gmail.com
Website: http://www.ivanng10.com/#!reviews/c11r1
(Client's Testimonials) Read More

Hi Daniel!

Do you currently own any residential property? If you don't, when do you anticipate moving into the unit to be purchased?

Perhaps you could give me a call, drop me a text or whatsapp me so we can discuss further and I can understand the requirements better and advise you accordingly.

I do have a few units on hand that may be a good fit but I'll need to know more first before I can propose suitable units.

Many thanks and hope to hear from you soon.

Bhavina
Senior Marketing Manager
ERA Realty

M: +65 91708295 
E: bhavina7777@gmail.com
W: investbuysellrent.com Read More

Dear Daniel,

I would like to suggest that private studio apartment will be suitable for you.

Firstly, HDB is never meant for investment and you are bound by HDB rule. You need fulfil MOP, restriction on rental guideline etc.

Secondly, private property will always have higher capital gain than HDB.

Therefore, it make more sense to buy a studio apartment and would like to suggest that you speak to a banker to assess your financial status and then I can make better recommendation of which and what property to buy.

Hope that I had answered your question. I do have some nice and affordable studio in mind for you.

Feel free to contact me if you need my assistance.

Thanks and Regards
Johnny Goh
R018297H
Team Associate Director
OrangeTee.com Pte Ltd
Mobile: 90906267 
Email: johnny.goh@orangetee.com
Website: johnny-goh.com Read More

Good evening Daniel,

Since you are looking max rental yield with secondary object of capital appreciation, it definitely have to be HDB. Lower outlay compared to private property and rental demand is always healthy.

In addition, you said you might be moving overseas but not certain so there will be a chance that your family size might expand and you need a bigger space. But restriction is that you have to fulfill minimum occupation period before you can rent the unit out.

But if you are okay at okay rental supply and yield and keen on good capital appreciation then private property is the way.

Purchase a new launch in which owners will normally be able to enjoy capital appreciation.

Hope my opinions aid in your decision making. If you need any assistance or advice in your property purchase, feel free to contact me. Cheers!

Have a great weekend ahead!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W):www.yttan.com
(W):www.propertyavenue.com.sg Read More

Hi,

I reckon HDB is not a viable option as it will be bounded by rigid government restrictions. Private properties would work out to be a better option for it would have higher rate of returns and rental yield.

Evidently, purchasing a property requires through and critical thinking. Let's catch up at 96659926  for me to work out a financial calculation breakdown for your purchase and share more insights on the transaction caveats as well as the price analysis of private property unit types to help you make an informed decision. Do note that it is purely non obligatory and the only objective of the discussion should be to enlighten you on the differences, work out your finances to propose which projects you may wish to consider and aide in the price charting of units in the market. There is no point obtaining wishy washy statements from everywhere. You might as well consolidate all the key information and understand the market procedure well enough before taking the step.

Should you be keen on availing my consultation and services, do note that there is no agent fees involved and I will walk you through this whole tedious process of : explanation of procedure, shortlisting, negotiation, paperwork, establishing financial projections / application of loan, sharing of market insights, providing up to date transaction caveats & price analysis of properties as well as and handling all technical and legal matters at NO cost!

D Kumar
 +65 96659926 
ERA Associate Division Director
www.kumarrai.com

#1 team of ERA in Singapore, Asia Pacific International for 2014.

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Hi Daniel,
For a 800k private condo, the estimated min cash will be around 200K. If you are cash weak at the moment, my suggestion is to purchase a resale hdb flat. Since current resale hdb is very affortable, purchase a 4 or 5 room flat with round 1000 sqft. Reasons is the new flat are all smaller in size, I predict bigger size have some potential in the future.
For me to assist and advice more in details, please drop me an email for me to share.

I can be contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More

Hi Daniel,

Apologies for the late reply as Propertyguru doesn't prompt me when there's a reply to my post.

Btw if both 4rm or 5rm has 3 bedrooms respectively, the rental difference will be minimal.

But if the 5rm flat has 4 bedrooms then there will be a difference. Nowadays tenants are normally few groups of friends that come together to rent an apartment so with an additional room, it means more income for you.

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W):www.yttan.com
(W):www.propertyavenue.com.sg Read More