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Dear gurus, wish to invest in private property. Current HDB mortgage at $70K. Intend to include wife name to assist to clear all of the balance since she just sold of her flat since she bought before marriage but CPF minimum sum will be an issue if she uses her CPF for my home. So if we save up mthly to pay off the $70K in cash we are able to use my wife CPF in full instead (approx. 3yrs to clear the amt. thru saving with this method) So what are the best options as to enjoy up to 80% loan for our next property?
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