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Hi, you can either opt for a resale HDB and pay for it in full or a private property. You can't get a HDB under the singles scheme as you and your husband are considered a family nucleus and both names have to be on it.

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Landon Chew
97 39 60 40
landonchew@email.com Read More

Dear Buyer,
If you or your husband own an overseas property, you cannot purchase a HDB flat. If you currently, do not own any overseas property, you might be able to buy and HDB flat. However, you must understand that your family needs to live here as well as HDB properties are for families to live in.

The other option is to buy a private apartment. I can assist you with all that, whatever your need.

Please contact me so that I can be of further assistance.
Cheers!

Elan Govan
MABA (Lancaster)
 90170747 
jayelan@gmail.com
www.goodpropertiesguide.com Read More

Good morning,

Quick check. Do both of you own private residential property?

If yes, you have to dispose them first and observe 15 months waiting period before you can purchase a resale HDB with a bank loan.

Both of you are not eligible for BTO, HDB loan and housing grants cause combined income is above $14k/ mth.

Unless both of you are 55 years old and above, you can buy up to 4rm flat after disposal of any private property.

If not, your alternate will be private property which doesnt have much restriction like HDB.

Hope my sharing aids in your property needs. Do contact me if you need any assistance.

Best regards,

YT Tan
Property Kaki
You dream. I create. We make it happen!

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Contact:
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FOR YR CASE,you MAY have the choice between a resale Housing and Development Board (HDB) flat, , or a private property. REASON:If you’re married, you won’t be eligible for the singles scheme, as both your names need to be on the HDB flat.
WhatsApp me at: ABLE Toh (65) 98 56 92 55 or through this link.:https://wa.me/6598569255

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Hi Mdm,

If you and husband do not own any residential properties in US, then you will be eligible to buy a resale HDB together. You will not be able to buy under a single scheme as you are already married. BTO is also not possible as your husband's income has exceeded the cap.

If you have overseas properties, then you will only be eligible to purchase a private property. You can purchase together with your husband or solely under his name. As he is a US citizen, he is NOT liable for the 60% Additional Buyer Stamp Duty (ABSD) as a foreigner due to the free trade agreement.

Please contact me privately so that I can share with you more on the options and also give you an overview of the purchase process.

Regards,
Nick Tan
(M) +65 96 44 48 54
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nick96444854@gmail.com
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We have the privilege to work with Nick on our recent house purchase and we are extremely grateful for all the help he rendered to make the purchase a seamless experience!
Nick is attentive to all the requirements we have for our purchase and in the short span of time, he was able to provide us with potential shortlisted units that meet our criteria. (A big lifesaver for family with young kids and limited availability!) When conducting a viewing, Nick is highly proactive as he can be seen taking notes, asking questions, checking the conditions (that we missed or never thought of) and etc.
Overall, Nick remains reactive and portrays professionalism in this entire process. We would definitely recommend him to our friends and family who are looking for their next home/move opportunity.

Jeannie & Victor (Buyer) Dec 2023
Nick provides a delightful customer experience from day one when I engage him as my agent to look for a property of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.
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Nick is very pro-active in helping us to resolve whatever questions and problems that we encountered. All the issues are settled even before us having to request or ask for a second time. He was very frank and transparent with all the details, limitations and advantages that we wouldn’t have known. I think this is the most important virtue to be successful in this line. I will surely recommend him to anyone who needs his service because I trust that they will be equally satisfied!!
Mr and Mrs Chan (Sold and Bought a property through Nick) Read More

Dear mdm,

Do the both of you own any overseas property? Does your husband have a long term visit pass in Singapore? This is to ascertain the eligibility to purchase a HDB. Otherwise, your option will lie in purchasing a private residential property instead and since it will be your first residential property here in Singapore, there is no additional stamp duty applicable on the purchase. On top of that, given that your husband is a US citizen, he enjoys the same stamp duty rate as of a Singapore Citizen for the 1st residential property purchased under his sole name. These are some of the options you can explore further.

I have been in the real estate business since 2009, with more than 14 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Warmest regards,
Geryl Lim
Senior Division Associate Director
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
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Hi,

You can only get private property on your sole name basis. To purchase resale HDB, your spouse's name has to be included ,which means your overseas property have to be sold, which I think is not what you intend to do.

You are not eligible for BTO since the household income has exceeded $14k per month.

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
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Hi, appreciate your sharing. Is your income declare in Singapore ? For loan assessment.
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More