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Good afternoon Tea Yin, If you are thinking of purchasing a resale EC or a private property with your SPR husband now, you are liable to pay 5% ABSD. IRAS will not refund it to you if anyone of you becomes a SC in future. You guys can apply for new EC if either one of you is a SC in future and will be subject to income ceiling when you guys apply it. If you need any assistance in your property purchase, feel free to contact me. Cheers! YT Tan ECG Property 9111 5171  yt.lovelyhomes@gmail.com Read More

Hi Ms Tea Yin, hope to be able to answer your queries to the best of available information provided above: I'm a SPR with intention to convert to SC. I know that SPR need to pay additional 5% tax compare to SC if we buy pte condo. Q1: Can I buy a EC after MOP with my husband who is also SPR? Ans1: I am assuming you have a HDB as you mention MOP. As such, one of you must be a SC before making an application for EC purchase. Otherwise, if you have a SC child, you may proceed with EC purchase too. Q2: Can we reclaim the 5% additonal tax paid if one of us obtained the SC later? Ans2: I am assuming you are referring to private property purchase for this question. No, there is no refund is one of you obtains SC status after purchase. Q3: There is an income ceiling of SGD12000 per month per household. Can we buy new EC if only one of us is SC? Ans3: Yes. If yes, is the income ceiling applicable upon the submission the request to buy a EC or it will be applied throughout until the EC is completed? Ans: It will applied at the point of purchase only. Do drop me a call if you have further queries or if you have any ECs in mind, I will be able to assist you. My webpage is www.sgECsales.com for more info of available ECs. Thank you Andrew Ngauw 8188 8887  andrew.ngauw@gps.com.sg GPS Alliance Pte Ltd Read More

Hi,

Regard to your question. Why not you just drop me an email at ot1984pierre@gmail.com or Contact me @ +65 8 2 7 9 8 3 2 7 - Whatsapp / Call / SMS

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