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Good morning Bonnie,

I usually will be very neutral on this. I will gather the latest loan packages from various banks to advise my clients on their pros and cons. Then from there, I will let my client decide.

AIP could be in the form of email or mobile message.

I will normally do a sharing with my client on the current property market first then will touch on different property regions so they will have a better idea where should they buy at this point of time.

If you are keen to find out more, perhaps we can arrange for a meet up. Hope to value add on your property purchase process.

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YT TAN 陈永达 | ACCA Graduate, RES
Associate Group Director
R043025D
Propnex Realty Pte Ltd
Blk 480 Lorong 6 Toa Payoh, #11-95 HDB Hub East Wing, Singapore 310480

(M): +65 9111 5171 
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Hi Mrs. Tang,

Yes usually I shared with my clients the latest mortgage packages available and some of my inputs to help them make an informed decision. AIP is usually in the form of an email or message.

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
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(Client's Testimonials) Read More

Hi Bonnie, an IPA will either be in the form of email or it could be a simple text from a banker too and it is deem good enough. For my case, I would usually get all my local bankers to give a courtesy text to my buyer so that at the end of the day, my buyer could pick and shortlist the best rate from that particular banker.

Regards
Aaron
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Hi Bonnie,

We are able to facilitate the loan process by introducing banker from your preferred bank to work together with you. A mortgage broker is like a housing agent, where they work with various banks, understand their rates and can make recommendations on the best rates for you like a real estate consultant introduces units to you.

An in principle approval has no formal black and white documentation. Only when you have received your Option To Purchase, decided on which bank you wish to obtain the housing loan from, then the bank will issue you a letter of offer.

I can work with you on the entire process. I have contacts of all the major banks and understand the entire procedure as I have helped many clients secure their purchases smoothly.

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Regards,

Geryl LIM
Associate Marketing Director
Global Alliance Property (L3010679B) - Century 21
CEA Reg R014783H
Mobile: +65-81577565  /+65-92787772
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Hi Mrs Tang,

I will usually link my clients up with the bankers that I have always worked with to do a verbal AIP or confirmation of the loan amount via email. I will also go further by helping my clients look out for the package with the lowest rates and recommend them a bank with good after sales services.

I have managed to assist a few of my clients to get rates that are lower than the published bank package rates. Please feel free to contact me so that I can understand your needs better and provide you with further assistance!

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nick96444854@gmail.com
(W) www.nick-tan.com

Testimonial from Satisfied Clients (2016)
“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefitted a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
Ms Chia (Buyer)

“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
Susana (Buyer)

“Nick is very pro-active in helping us to resolve whatever questions and problems that we encountered. All the issues are settled even before us having to request or ask for a second time. He was very frank and transparent with all the details, limitations and advantages that we wouldn’t have known. I think this is the most important virtue to be successful in this line. I will surely recommend him to anyone who needs his service because I trust that they will be equally satisfied!!”
Mr and Mrs Chan (Sold and Bought a property through Nick)

“We are very grateful to Nick for his extensive marketing efforts. With his comprehensive marketing plan, he helped us to achieve a record selling price within 2 weeks of listing our property for sale! We highly recommend his service to anyone who is keen to sell their properties.”
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“Nick has conducted himself ethically and professionally when handling the sales of our property. Thanks to his patience and perseverance, we managed to secure a sales price beyond our expectations.
We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House) Read More

Hi Bonnie,
1. Yes, I always assist my client to apply home loan. I work directly with banker.
2. IPA in the form of email is ok. The bank will only start to work on the Letter of Offer after you send it the OTP.

Please drop me an email for me to share more of the details.

To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More