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Hi,we are married sc,both of us are working,my husband has a full time job,i have a part time job and own a small business of my own,registered with ACRA.Can I use both of my income earnings including my husband's income to apply for home bank loan so as to get higher loan?
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1 Answer

Mike Lim
Replied
Morning,

As long as you did maintain the books for your business, minimum of 2 years and the income status is constant, both of you are allowed to apply for loan with combined income. However, being in business might mean that you have handful of "term" payments which will result in scrutiny during credit assessment.

Do feel free to contact me if you require further assistance.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
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