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Hi, my husband and I are both SC. we are looking to sell our current HDB and buy a new place; either HDB, condo or EC. We wanted a brand new place. Please advise what are our options? Thanks
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11 Answers

Tara Ting 陈莲香
Hi, you have plenty of choices depending on your requirements. Do contact me, tara, at 98411166  and we shall discuss further :) Read More
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Hi

I can assume that you have met your MOP.

Your housing option will be determined by the budget and your aspiration whether be it another HDB, EC or pte condo.

You may call 9620 0827  or email to gavin.ng@orangetee.com
and I will advise accordingly after understanding your needs.

Regards

Gavin Read More
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Hi seller,

I'd suggest you to know your financials thoroughly first, i.e. sales cash proceeds, which might determine how much cash you have for downpayment etc. Selling is also generally tougher now. Going through this will minimise any disappointments or surprises should you decide on the next steps first.

Feel free to contact me at your convenience, and we can carry on from there.

Thanks and regards,
Teck Chuan, Ng
BBA (Finance), NUS
ERA Realty Network Pte Ltd
Mobile: 9137 4602  Read More
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Hi,

Thanks for getting in touch. It depends on your financial plan and also what kind of key requirements you would like to see for your next place (near a certain primary school, location? lifestyle upgrade with more facilities etc.?). Generally speaking, if you bought direct from HDB your current flat, it would have appreciate and facilitate the upgrading process.

May I understand your requirements further so to make better recommendations for your plans? Thanks and look forward to value-add to your housing plans further.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
Contact: (+65) 97432395 
Facebook Page: www.facebook.com/ASAProp
Website: http://www.ivanng10.com/#!reviews/c11r1
(Client's Testimonials) Read More
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Good afternoon!

It'll be good to evaluate your finances first so that from there, I will be able to advise you accordingly as to what your next housing options can be.

Do drop me a text or give me a call and we can discuss further. I've assisted many clients with a smooth transition for their upgrading and hope to be able to assist you and provide professional advice and service too!

Bhavina Kaur
ERA Realty
M: +65 9170 8295  Read More
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Afternoon,

Since you are looking at brand new place, you can only work on BTO or SOBF for HDB units. You can however look at launches for private property which will TOP soon if you concern is to move into the other unit without much delay.
With that, we will need to understanding your financial standing, preferred sizing and location, before I can recommend you with something more customized.

Do feel free to contact me for further discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
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Dear madam,

Your options are restricted based on your financial capacity and intended financial planning for the sales and purchase. You have already identified various different options. For brand new ECs, you maybe subjected to resale levy for the newer projects which have been launched recently. If you are looking at a move almost immediate, your available choices will be restricted to the leftover units which are often less desirable due to various reasons like west facing, low floor, facing MRT or main road and etc. These will the potential objections from your future buyers if you are intending to sell in future.

Work on the financial plans first before proceeding with the activities. You plan to fail if you fail to plan.

Tenants can visit http://bit.ly/SGExpatRental (Official Rental Requirements - Singapore Expatriates) to indicate your rental requirements.

Claim your free home report today at http://bit.ly/ClaimFreeReport.

Visit and Like my facebook page at https://www.facebook.com/propertyblogshop/

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My self introductory video on https://youtu.be/6UfrCOCB6Mg

Regards,

Geryl LIM
Associate Marketing Director
Global Alliance Property (L3010679B)
CEA Reg R014783H
Mobile: +65-81577565  /+65-92787772
Email: geryl7772@gmail.com

G.A Landed Dynamic Alliance
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Hi
Currently there are plenty of projects that just TOP. Brand new condos with immediate stay.
Which are you looking into? I have a quite a lot of projects brand new on hand. Feel free to buzz me your requirements.
Tricia Tan 91442664  Read More
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YT Tan (陈永达)
Good evening seller,

You have a couple of options to consider.

1) HDB - Sale of balance flats.

You might have just missed the latest exercise. But do take note that if you had utilised CPF housing grant in your current HDB (if it's a resale flat) or its a HDB purchased directly from HDB, you will be subject to resale levy if you opt for this option. Resale levy will be based on your current unit model. 3rm flat - $30k; 4rm flat - $40k etc.

Usually HDB is a low risk low return option. Normally if my clients are working, I will advise them to go for ECs or condos. If they decide to cash out and downgrade back to HDB, they will have cash reserves on hand.

2) EC

You can opt for those ECs with balance units that are going to TOP soon which wont be subject to resale levy. You can save at least $30k on resale levy!!!

Something to share, ECs are usually priced 10% to 20% cheaper than surrounding private condos. Statistics had shown that when prices of EC catch up with private condos after MOP and even more after reaching 10 years (privatisation).

If you are still eligible and wish for a change of lifestyle, you may wish to consider this option.

3) Private condos.

Currently there are quite a number of projects that have attained TOP or going to TOP soon which still have balance units for you to choose. Good thing is the developer are granting huge discounts to potential buyers like you!

If this option is within your means and you wish to have a change of lifestyle, you opt for this.

Perhaps you can share more information about your unit (so I can estimated the sales proceeds), your finances on hand (unutilised CPF OA funds and cash), your intention to sell so I will be in a better position to assist and advise you further in which my ultimate aim is tailor a plan that will benefit your family in the long run.

Just to share!

Simply a one time registration, you will be able to receive a free SMS update on the value of your home and neighborhood from me on a monthly basis.

Click this now: http://goo.gl/Gg5pe3!

Join me on board towards a hassle free update on valuation now!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Senior Associate Marketing Director
R043025D
Propnex Realty Pte Ltd
Estate Agent no. L3008022J
Blk 480 Lorong 6 Toa Payoh, #10-01/11-01 HDB Hub East Wing, Singapore 310480

(M): +65 9111 5171 
(E): yt.tan91115171@gmail.com
(W):www.yttan.com

Powerful Negotiators
No.1 team in Propnex Read More
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Joanne Chia 谢诗琳
Hi

I can advise you better with more info from you ,

Need info such as your requirements and budget .

Please speak to a mortage banker and a property agent to check the numerous criteria and your loan eligibility if necessary , before you sell your hdb .

Kindly contact me for a no-obligations chat for your property needs .

My charges are 1% commission for exclusive selling rights to your hdb or 2% for open listing .

No commission chargeable when i serve private property buyers .

Joanne_chia
Chia_joanne@yahoo.com.sg
Hp 8333 3327  Read More
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Hi,
If financially ok, new EC is a good option to go for. Please drop me an email for me to assist you to compute the estimate loan amount and the purchase budget.

To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More
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