Property & Real Estate Discussions on Home Financing

3433 Results Found in Home Financing

Alicia Aw Yong in Home Financing

asked on 5 Jun 2010

understand new rule imposed for subsale within 1 year, seller has to pay stamp duty. Is that one year time bar calculated from date written on sale and purchase agreememt or the date buyer excercise option to purchase form ?

0 • 883 views 1 Answer

Desiree in Home Financing

asked on 5 Jun 2010

Dear Gurus, I am looking to sell my condo unit (A)(99-yr) and getting another (B)(999-yr/FH). As this arrangement is purely for residing/relocation purposes, the ideal plan would be to use capital from the sale of A to finance B. Can this be done...

0 • 696 views 1 Answer

arulchelvi bragas in Home Financing

asked on 4 Jun 2010

hi i just got my loan approved roughly aroun 110k. i am looking for a 4 room flat in jurong woodland or yishun. i have calculated i have total 180k with my cpf grand and loan. and i can come out cash around 20k. can any one help to find me flat....

0 • 745 views 1 Answer

Melvin Oh in Home Financing

asked on 3 Jun 2010

For financing of condo, is the repayment via cpf or cash?

0 • 3492 views 2 Answers

Srini Vadpalli Srinivas in Home Financing

asked on 2 Jun 2010

Would like to know, which bank is offering the lowest interest rates for a housing finance loan?

0 • 809 views

Patrick in Home Financing

asked on 31 May 2010

Dear Guru, may i know if can I utilize my OA ONLY for stamp duty payment if I have more than sgd60k in SA? Is it possible to use cpf to serve two housing loan instalments?

0 • 796 views

Wenjie Lin in Home Financing

asked on 30 May 2010

Dear Gurus, I am exploring the possibilities of buying a condo. May i ask noe how is the payment n financing scheme like if i were to buy a condo? How much cash portion do we have to get ready? Can we take a HDB loan to finance the the condo? If...

0 • 2739 views 4 Answers

Charmaine Medina in Home Financing

asked on 29 May 2010

I am a PR planning to buy but I don't have cash or savings except my money in CPF amounting 20K+. I am planning to buy 2+1 HDB maybe this or next year. I would like to know if it is still possible to get one without deposit or no cash out...

0 • 711 views

RamKy in Home Financing

asked on 26 May 2010

Hi, I would like to know mortgage insurance regarding pvt property. Is it advisable to purchase insurance during the construction period itself? Still the proerty not reaches TOP. Looking for advise RamKy

0 • 716 views

Oliver Wong in Home Financing

asked on 26 May 2010

I would like to know if I have already bought a second property and has set aside $58,500 (SA or OA)in CPF but now CPF Minimum Sum will be gradually raised to $61500 as at 1 July 2010. I would like to know do I need to top up the $3000 different...

0 • 737 views

Ms Worried in Home Financing

asked on 24 May 2010

My agent has made some amendments on the valuation report. He deleted the "Valuation Report requster's name". Which I think it's his name. Is there any implication for application of bank loan. Is the valuation report still vaild?

0 • 1660 views

Ashok in Home Financing

asked on 24 May 2010

Friend of mine aged 43 with cpf saving of OA with 20K & SA with 6K wants to buy a HDB jointly with his wife (aged 39) who has CPF saving of 11K in OA & 3.5K in SA. HOw they should go about in buying a 3 Bedroom HDB apartment? Pls suggest,...

0 • 861 views

Joyce Thong in Home Financing

asked on 24 May 2010

Hi Gurus, I understand there may be problem in getting a bank loan if the property remaining lease is 60 years and below. Does this apply to buying a HDB? I am interested in getting a HDB in town area but many of them are 30yrs old and above. Am...

0 • 817 views

tan richard in Home Financing

asked on 24 May 2010

Hi Sir, I've bought a condo at Geylang lor. 26, T.O.P 2014, when Must I applied for a bank loan by lastest? Is it difficult to get a bank loan. Thanks!

0 • 1466 views

Peter Wee in Home Financing

asked on 23 May 2010

Someone told me that Prudential offers the lowest rates for joint life mortage insurance. Is this true? And which company is reportedly offering a better rate?

0 • 721 views

investorist in Home Financing

asked on 16 May 2010

does banks still provide interest only loans?

0 • 683 views

Catherine Pang in Home Financing

asked on 11 May 2010

For procedure of Home Loan from bank, must we obtain the Option To Purchase before going to bank to apply loan? OR can we require bank to give us a comfirmation on how much we can loan than we consider the flat type we can afford?

0 • 2977 views 1 Answer

Khin in Home Financing

asked on 11 May 2010

Hi there ! i m planning to buy a HDB resale flat as the first time.Should it be done housing loan application to bank prior we find a suitable flat or after?

0 • 928 views 1 Answer

Patrick in Home Financing

asked on 10 May 2010

Hello! I would like to know how many percentage of total loan is allowable for 2nd property purchase? 80% or 90%? Can I finance the loan from different back from the first one?

0 • 995 views

Ross Hart in Home Financing

asked on 9 May 2010

I am male divorced. I have used a HDB loan for my 1st house (resale) without any grants. I am looking to purchase a unit with the following ; - CPF ; S$70K available - Dont have lots of cash for COV - Budget ; up to S%350K - Malay -...

0 • 1995 views 2 Answers

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