Property & Real Estate Discussions on Home Financing

3433 Results Found in Home Financing

Andrew Chung in Home Financing

asked on 6 Sep 2009

Me & my wife just get our PR. If i have 50% cash in hand to buy a HDB Exe. What types of bank loan can i get? Some agent say we are not eligible for HDB bank loan but only property loan? Why & what are the difference?

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Andrew Chung in Home Financing

asked on 6 Sep 2009

Dear Gurus, Lets say if a take a SIBOR loan for my property since its interest is good % is likely to stay good since the economic just recovered. However, when the economic turns bad & SIBOR rocketed up high, can i refinance my property from...

0 • 752 views 2 Answers

Andrew in Home Financing

asked on 6 Sep 2009

Dear Guru, Lets say i loan a property with SG250K with 15years tenure as i had paid 50% cash upfront. If situation arise where i need to relocate to other places on 3rd year of the loan & i must sale my property. Do i need to clear the bank...

0 • 550 views 2 Answers

A Sham in Home Financing

asked on 23 Aug 2009

Hi I'm looking for a 600K private property with a 80% loan. Assuming I pay 5%+15% downpayment...which is 30k cash & 90k cpf, is there any more cash required to pay legal, stamp fees or others?

0 • 1683 views 2 Answers

zhihao song in Home Financing

asked on 20 Aug 2009

How to re-financing my HDB to releast cash? plan to buy condo but don't want to sell existing HDB to free up cash/CPF. Bought my HDB in 2005 at 260K, outstanding morgage about 170K now, under HDB loan. Now the market value is about 380K to...

0 • 1046 views 3 Answers

Easterner in Home Financing

asked on 15 Aug 2009

I am planning to upgrade to a bigger place. Currently living in a 3-bedder condo. To facilitate the new purchase, I will need to sell existing property. How can this be managed smoothly? ie. Timing considerations in finding my ideal new...

0 • 699 views 2 Answers

Loong Ng in Home Financing

asked on 14 Aug 2009

I used about 120k from CPF OA for the 15% of a BUC. If I am lucky enough to have 120k within 2 years of TOP, should I use it to payback CPF, or use it for partial repayment of home loan, or to buy a new apt ?

0 • 755 views 2 Answers

Chew Winnie in Home Financing

asked on 14 Aug 2009

I am interest to buy a 2+1 condo at West Bay/Parc Vista for rental, budget around $550K+. I am married and currently own a HDB flat, fully paid. As my husband is running his own business, he has only started contributing to CPF last year,...

0 • 1316 views 2 Answers

Steve in Home Financing

asked on 4 Aug 2009

Dear Guru, My friend had an in-principle approval of 60% quantum. Can I helped in the case of becoming their 3rd applicant allowing them to achieving better quantum? Say I will not be the owner/co-owner of their property, is it possible? Main...

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reene in Home Financing

asked on 28 Jul 2009

I have a HDB flat which I did not use CPF to pay downpayment and monthly installment, etc. Now I intend to buy second property using CPF - private property (met the MOP). Do I have to keep a minimum sum in CPF before using for housing? 2.

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First Time in Home Financing

asked on 27 Jul 2009

How much in total should I have - Cash + CPF to pay for a $700k property (including stamp duty/legal fees etc)? Should I assume 80% loan as standard?

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Q&A in Home Financing

asked on 25 Jul 2009

My wife and I have a combined CPFOA of $77k and CPFSA of 79k. Can we utilise all of the CPFOA$$ to fund for the 15% payment for a pte pty? Is there any CPF minimum sum we need to set aside? Is Buyer required to pay agent fee?

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CCG in Home Financing

asked on 25 Jul 2009

Hi, I have UOB HDB loan taken during Sep 2007. I am paying 3.75% interest for this loan. I would need advise if I need to re-price my loan? in terms of reducing tenor / interest rate?. Thanks in advance

0 • 773 views

Jun in Home Financing

asked on 21 Jul 2009

Hi, Are any of the real estate agents of any property buyers who secured a 90% loan for a private property recently? My current profile is that of a first home owner, no bad track record in term of credit ratings, and employed on a full time...

0 • 1002 views 3 Answers

LP Tan in Home Financing

asked on 16 Jul 2009

For a PR, if 80% loan is secured, for the remaining 20%, how many % must be in cash? thanks.

0 • 798 views 2 Answers

EDMUND NG in Home Financing

asked on 15 Jul 2009

I am a divorcee and will be getting married with my new partner soon and will also want to get a flat. I already took up 2 HDB loans previously. Does it mean that we are no longer eligible to get a loan from HDB, even though my partner has not...

0 • 858 views 3 Answers

gimhua ong in Home Financing

asked on 14 Jul 2009

what is the difference between HDB loan and bank loan? other than interest rates which i see that it seem that bank offer a better interest rate?

0 • 3552 views 2 Answers

gimhua ong in Home Financing

asked on 14 Jul 2009

I wish to know if my HDB loan is not sufficient to pay my resale flat, and I do not have enough cash/CPF to pay the difference, can I use bank loan to top up?

0 • 1640 views 3 Answers

ERJ in Home Financing

asked on 14 Jul 2009

I want more information on how to avail of the 'first time buyer grant of $7000 for buyer of property <$500K' and REBA additional grant of $2000 if the property bought is <$400K'. Any condition on this?

0 • 653 views 3 Answers

Serious Buyer in Home Financing

asked on 10 Jul 2009

I'm looking to buy 3+1, low/ mid floor unit in seasons view. Whats the best way to get a fair valuation done?

0 • 748 views 2 Answers

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