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Good morning buyer,

As married couple they are considered as single entity to form a family nucleus to own a HDB. Moreover, decoupling is not allowed for HDB nowadays.

If you want to apply for BTO, you can do so if you are eligible under non citizen spouse scheme or single singapore citizen scheme. Selection will be restricted to 2rm in non mature estate.

If not, you can go for resale flats if you are eligible.

Last alternative will be buy apply for BTO or purchase a larger resale flat with your parents.

Hope my explanation helps!

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YT TAN 陈永达 | ACCA Graduate, RES
Senior Associate Marketing Director
R043025D
Propnex Realty Pte Ltd
Estate Agent no. L3008022J
Blk 480 Lorong 6 Toa Payoh, #10-01/11-01 HDB Hub East Wing, Singapore 310480

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Hi,

As your parents are considered a single entity, you can't include your mums name in your BTO application unless they are willing to sell their current hdb.

Without including your parents name, you can qualify under non-citizen spouse scheme or single singapore citizens scheme. I guess this option will be more helpful for your case.

May I understand your plans further so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

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Hi,

Since your parent is a single entity for HDB. It is advisable you to be prudent in property topics.

Will recommend to drop by nearest HDB branch to talk with the professional to advise you.

I am contactable at 92222389  or onassis@sgrealtor.com / sgagent.com
In all Areas of Singapore. Sale/Buy/Lease/Rent, Please call and/or drop me an email me. I’m always at your Services.

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