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Are you financing the down payment purely in cash or will CPF monies be involved?

If CPF monies will be involved, then the loan will need to be confirmed prior. Read More

Hi

Is the 45% downpayment and BSD financed fully in cash? If so, yes you can choose to apply loan later, when the payment amount is near and due.

If CPF OA is involved for downpayment or BSD, you need to apply loan now. CPF board needs to see the purchase price amount + BSD can be covered by cash plus approved home loan plus your CPF OA before they will allow drawdown of CPF OA monies for housing.

You might also want to note that only owner can be borrower of the loan.

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more

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Hi, appreciate your sharing. You can service the purchase base on progressive payment, either by cash or the purchase CPF OA.
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More

Dear Sir/ Madam,

It best to secure the loan first to be safe. Regardless, you will can apply for loan later.

I would be most glad to assist you further and pls feel free to let me know if you need any assistance.

Wishing you a fantastic day ahead.

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Whether you’re buying, selling, or investing, my expertise ensures a seamless and successful property journey.

Let me put my experience and resources to work for you. Reach out now to discuss your real estate goals:

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hi,

You may choose to take a loan at a later stage, provided the initial 45% down payment and the Buyer’s Stamp Duty (BSD) are paid in cash.

Please note that only the legal owner of the property is eligible to be the borrower. Therefore, only your family member, as the registered owner, can take the loan.

This platform does not allow me to contact you directly so kindly contact me at https://wa.me/6597261112 I would be glad to assist you further.

Thank you and best regards,

Jenny Tran
Propnex Realty Pte Ltd
(HP) +65 97261112 
(Email) jenny.tran@propnex.com
BSc (Real Estate) (Hons)-NUS

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Samantha (Resale condo buyer) Read More

1. If the **45% downpayment and BSD** are paid fully in cash, you can choose to apply for the loan closer to the payment due date.

2. If you intend to use **CPF OA for the downpayment or BSD**, you must apply for the loan now, as CPF Board requires confirmation that the cash, CPF, and loan amount can cover the total purchase price and BSD.

3. Only the **owner can be the borrower** of the home loan.

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